Tate County property record for 1203 Bluff Rd, Coldwater, MS 38618 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,068 sqft · built 2010 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121 12 0000105 |
| Primary APN | 121 12 0000105 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,068 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 239,580 sqft (5.5 acres) |
| Street Address | 1203 BLUFF RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NE1/4 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 12 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950301 |
Source: Tate County records · APN 121 12 0000105
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1203 BLUFF RD, COLDWATER, MS 38618-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING |
| Sep 05, 2018 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1203 BLUFF RD, COLDWATER, MS 38618-6719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/11789 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2022/11789 |
| Name | AMERICAN FINANCING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1203 BLUFF RD, COLDWATER, MS 38618-6719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000010830 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 0000002018/0000010830 |
| Name | AMERICAN FINANCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 172 Months |
| Due | Jan 01, 2033 |
Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,854.00 (+18.23%) | $25,777 (+25.93%) Land $2,315 Building $23,462 | $257,770 (+25.93%) Land $23,150 Building $234,620 |
| 2023 | $2,414.00 | $20,470 Land $2,315 Building $18,155 | $204,697 Land $23,150 Building $181,547 |
Source: FEMA National Flood Hazard Layer, Tate County (28137C), updated May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379503011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Moderate above 49% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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