1203 Bingham Arch, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1203 Bingham Arch, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 2,454 sqft · built 2015
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2025)
Tax Bill	$4,209 (2020)
Deeds & Mortgages	Apr 2021 Refinance Mar 2020 Mortgage + 2 more
APN	`0491012001360`

Property Details

APN / Parcel Number

Primary APN	`0491012001360`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,454 sqft Total Area
1st Floor Area	1,026 sqft
Attic	Attic
Attic Area	100 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	97 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	420 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1203 BINGHAM ARCH
City	CHESAPEAKE
State	VA
Zip	23320-2875
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15AS: RES
Legal Description	136 ALBEMARLE RIVER PH 2
Legal Subdivision	ALBEMARLE RIVER, GREENBRIER STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5016
Census Tract	20804

Owner

1203 Bingham Arch is owned by two individuals who bought it in November 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 3, 2025	Bargain and Sale Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Feb 8, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	202525669
Deed Book / Page	10911 / 1827
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	SUNSET TITLE INC, SUN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10358/1450
Date	Apr 23, 2021
Book Page	10358/1450
Instrument	210018971

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10128/1312
Date	Mar 25, 2020
Book Page	10128/1312
Instrument	200009340

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 3, 2025
Property Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875
Document Number	10911/1827
Book / Page	10911 / 1827
Map Reference	MB 158 PG 76&76A-76F
Instrument Date	Oct 27, 2025
Instrument	250025669
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	TITLEQUEST AGENCY INC, TITLE QUEST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875

Mortgage

Document Number	0250025670
Date	Nov 3, 2025
Instrument	250025670

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 8, 2018
Property Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875
Document Number	9881/1969
Book / Page	9881 / 1969
Instrument Date	Jan 30, 2018
Instrument	180003383
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 BINGHAM ARCH, CHESAPEAKE, VA 23320-2875

Mortgage

Document Number	180003384
Date	Feb 8, 2018
Instrument	180003384

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,800 (+2.3%) Land $195,000 Building $391,800	$586,800 (+2.3%) Land $195,000 Building $391,800
2025		$573,600 Land $185,000 Building $388,600	$573,600 Land $185,000 Building $388,600
2023		$542,000 Land $185,000 Building $357,000	$542,000 Land $185,000 Building $357,000
2020	$4,209.00 (+1.15%)
2019	$4,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1203 Bingham Arch; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Bingham Arch is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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