1203 Ada St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1203 Ada St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,269 sqft · built 1953
Lot Size	1.4 acres (60,984 sqft)
Owner	Trust Name on File
Last Sale	$325,000 (May 2005)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050-536-000-066-00`

Property Details

APN / Parcel Number

Primary APN	`050-536-000-066-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	3,269 sqft Living Area
1st Floor Area	3,269 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	280 ft deep x 218 ft wide
Garage Area	650 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1203 ADA ST
City	OWOSSO
State	MI
Zip	48867-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 706.2' S & 363' W OF N 14 POST SEC 13; TH W 310.95' TO RIV S 136.20' & CONTIN'G S 78.04' TH E 279.89' TO W LN ADA ST TH N
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2002
Census Tract	30400

Owner

1203 Ada St is owner-occupied and held in a trust since February 2018.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1203 ADA ST, OWOSSO, MI 48867-1664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK
Mar 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2005 · Amount on File
Deed Sale	May 10, 2005 · Amount on File
Deed Document Number	20053140458
Deed Book / Page	1078 / 537
Last Transfer Date	Feb 5, 2018
Transfer Doc	0012430379
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1203 ADA ST, OWOSSO, MI 48867-1664
Document Number	0012640127
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1203 ADA ST OWOSSO MI 488671664, OWOSSO, MI 48867-1664

Mortgage

Document Number	0012640127
Date	Dec 17, 2019
Book Page	001264/000127
Instrument	3327756

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 2, 2018
Property Address	1203 ADA ST, OWOSSO, MI 48867-1664
Document Number	0012430379
Book / Page	001243 / 000379
Instrument Date	Feb 5, 2018
Instrument	3306743
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1203 ADA ST OWOSSO MI 488671664, OWOSSO, MI 48867-1664

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Ada St was $6,484 with a homeowner's exemption, up 4.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,900 (+9.92%)	$531,800 (+9.92%)
2025	$6,484.00 (+4.89%) Homeowner's exemption	$241,900	$483,800
2024	$6,182.00
2023	$6,182.00 Homeowner's exemption	$198,700	$397,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Ada St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Ada St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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