12028 River Rd, Corning, NY 14830 Property Records

Steuben County and Corning Town property record for 12028 River Rd, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,296 sqft · built 1958
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Dec 2025)
Tax Bill	$2,913 (2026)
Deeds & Mortgages	Feb 2016 Mortgage Dec 2025 Sale
APN	`463889 337.04-01-016.000`

Property Details

APN / Parcel Number

Primary APN	`463889 337.04-01-016.000`
Alternative APN	`38893370040001016000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	432 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	281 ft deep x 125 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12028 RIVER RD
City	CORNING
State	NY
Zip	14830-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	2
Census Block	2008
Census Tract	962900

Owner

Source: Steuben County and Corning Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1188 SWARTHOUT RD, CORNING, NY 14830-9013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2016	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Dec 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Deed Book / Page	3195 / 102
Record Updated	Oct 29, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	12028 RIVER RD, CORNING, NY 14830-9334
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004016/0000000091
Date	Feb 3, 2016
Book Page	0000004016/0000000091

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Dec 23, 2025
Property Address	12028 RIVER RD, CORNING, NY 14830-9334
Document Number	003195/102
Book / Page	3195 / 102
Instrument Date	Dec 11, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SWARTHOUT RD, CORNING, NY 14830-9013

Tax Assessment & Valuation

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,913.00 (+0.62%) Homeowner's exemption
2025	$2,895.00 (+1.47%)	$87,000 (-) Land $20,600 Building $66,400	$100,000 (+5.75%) Land $23,678 Building $76,322
2024	$2,853.00 (+234.07%) Homeowner's exemption	$87,000 (-) Land $20,600 Building $66,400	$94,565 (+4.35%) Land $22,391 Building $72,174
2023		$87,000 (-) Land $20,600 Building $66,400	$90,625 (+4.17%) Land $21,458 Building $69,167
2022		$87,000 Land $20,600 Building $66,400	$87,000 Land $20,600 Building $66,400
2021	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1982–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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