12028 Deerhorn Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12028 Deerhorn Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1969
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jun 2015)
Tax Bill	$4,811 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0085-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0085-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,664 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	125 ft deep x 68.7 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	128 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	12028 DEERHORN DR
City	CINCINNATI
State	OH
Zip	45240-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD
Legal Description	DEERHORN DR 68.70 X 125.66 IRR LOT 494 KEMPERMILL VILLAGE SUB BLK B PT 10
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	494
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1009
Census Tract	21508

Owner

12028 Deerhorn Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12028 DEERHORN DR, CINCINNATI, OH 45240-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2015 · Amount on File
Deed Sale	Jun 24, 2015 · Amount on File
Prior Sale	Mar 25, 2015 · Amount on File
Deed Document Number	201564899
Deed Book / Page	12927 / 482
Prior Transfer Date	May 11, 2011
Prior Transfer Doc	0000000605
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12028 DEERHORN DR, CINCINNATI, OH 45240-1004
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12028 DEERHORN DR, CINCINNATI, OH 45240-1004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063526
Date	Sep 7, 2023
Book Page	14995/1741
Instrument	2023-0063526

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12028 DEERHORN DR, CINCINNATI, OH 45240-1004
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014143
Date	Feb 8, 2022
Book Page	14600/2122
Instrument	2022-0014143

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12028 DEERHORN DR, CINCINNATI, OH 45240-1004
Document Number	0000097753
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12028 DEERHORN DR CINCINNATI OH 452401004, CINCINNATI, OH 45240-1004

Mortgage

Document Number	0000097753
Date	Nov 7, 2019
Book Page	014040/000508
Instrument	97753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12028 Deerhorn Dr was $4,811, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,811.00 (+2.41%)	$77,294 (-) Land $15,484 Building $61,810	$220,840 Land $44,240 Building $176,600
2024	$4,698.00 (+5.31%)	$77,294 (-) Land $15,484 Building $61,810
2023	$4,461.00 (+11.03%)	$77,294 (+38.39%) Land $15,484 Building $61,810	$220,840 Land $44,240 Building $176,600
2022	$4,018.00 Homeowner's exemption	$55,854 Land $13,402 Building $42,452
2020			$159,580 Land $38,290 Building $121,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12028 Deerhorn Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12028 Deerhorn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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