Mille Lacs County property record for 12028 230th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,516 sqft · built 2013 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2025) |
| Tax Bill | $3,176 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-011-1201 |
| Primary APN | 15-011-1201 |
|---|
| Building Area | 1,516 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 328 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Street Address | 12028 230TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF S 365.22 FT OF SE OF SE LYING W & NW'LY OF PARCEL 31 MN DOT PLAT 48-21, & LYING E'LY OF A LINE DESC BEG AT INTER OF |
| Legal Range | 27 |
| Legal Township | 39 |
| Legal Section | 11 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | PAGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970300 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12028 230TH ST, MILACA, MN 56353-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Prior Sale | Aug 7, 2006 · Amount on File |
| Deed Document Number | 2025445881 |
| Prior Transfer Date | Aug 4, 2006 |
| Prior Transfer Doc | 334548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12028 230TH ST, MILACA, MN 56353-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 000A437849 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | A437849 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12028 230TH ST, MILACA, MN 56353-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A429415 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | A429415 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Page Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176.00 (-3.41%) | $339,200 (+9.92%) Land $71,000 Building $268,200 | $339,200 (+9.92%) Land $71,000 Building $268,200 |
| 2025 | $3,288.00 (-3.75%) Homeowner's exemption | $308,600 (-4.13%) Land $55,200 Building $253,400 | $308,600 (-4.13%) Land $55,200 Building $253,400 |
| 2023 | $3,416.00 | $321,900 Land $44,800 Building $277,100 | $321,900 Land $44,800 Building $277,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Frontier DSL | 115 / 7 |
| T-Mobile Fixed Wireless | 25 / 3 |
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