Saginaw County property record for 12027 Ithaca Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,087 sqft · built 2002 |
| Lot Size | 5.39 acres (234,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,500 (Aug 2011) |
| Tax Bill | $6,077 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-10-3-06-4111-000 |
| Primary APN | 24-10-3-06-4111-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| 1st Floor Area | 2,017 sqft |
| Basement Area | 2,017 sqft |
| Unfinished Basement | 1,969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 234,788 sqft (5.39 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 631 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Street Address | 12027 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT OF E 1/2 OF SE 1/4 LYING SE LY OF ITHACA RD SO CALLED EXC W 860 FT THEREOF 6.1 ACRE VILLAGE OF ST CHARLES SEC 6 |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12027 ITHACA RD, SAINT CHARLES, MI 48655-8517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 10, 2017 | Quit Claim Deed, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2011 · Amount on Record |
| Deed Sale | Aug 17, 2011 · Amount on Record |
| Prior Sale | Oct 5, 2001 · Amount on Record |
| Deed Document Number | 201123405 |
| Deed Book / Page | 2632 / 1216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12027 ITHACA RD, SAINT CHARLES, MI 48655-8517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12027 ITHACA RD, SAINT CHARLES, MI 48655-8517 |
| Document Number | 2021025364 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021025364 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 10, 2017 |
| Property Address | 12027 ITHACA RD, SAINT CHARLES, MI 48655-8517 |
| Document Number | 0000003296 |
| Book / Page | 002889 / 000395 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 3296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12027 ITHACA RD ST CHARLES MI 486558517, ST CHARLES, MI 48655-8517 |
| Document Number | 3297 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 002889/000398 |
| Instrument | 3297 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Feb 9, 2040 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,500 (+29.82%) | $397,000 (+29.82%) | |
| 2025 | $6,077.00 (+83.65%) Homeowner's exemption | ||
| 2023 | $152,900 | $305,800 | |
| 2022 | $3,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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