12027 Cardinal Flower Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 12027 Cardinal Flower Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,571 sqft · built 2017
Lot Size	0.201 acres (8,772 sqft)
Owner	Individual Name on File
Last Sale	$293,600 (Oct 2017)
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`077687-9038`

Property Details

APN / Parcel Number

Primary APN	`077687-9038`
Alternative APN	`U103120A7A000017000160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,346 sqft
1st Floor Area	116 sqft
2nd Floor Area	2,056 sqft
Upper Floors Area	399 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,772 sqft (0.201 acres)
Lot Dimensions	114 ft deep x 76.8 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776879038
Street Address	12027 CARDINAL FLOWER DR
City	RIVERVIEW
State	FL
Zip	33579-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERLEAF PHASE 5A LOT 16 BLOCK 17
Legal Range	20E
Legal Township	31S
Legal Section	10
Legal Subdivision	WATERLEAF PHASE 5A
Legal Block	17
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3018
Census Tract	13916

Owner

12027 Cardinal Flower Dr is owned and occupied by an individual who bought it in October 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 20, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2017409211
Deed Book / Page	25307 / 1231
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000016888
Date	Jan 11, 2024
Instrument	2024016888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000508062
Date	Oct 25, 2022
Instrument	2022508062

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000009869
Date	Jan 6, 2022
Instrument	2022009869

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	2021175717
Date	Apr 9, 2021
Instrument	2021175717

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000328194
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12027 CARDINAL FLOWER DR RIVERVIEW FL 335794113, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000328194
Date	Aug 12, 2020
Instrument	328194

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 11, 2047

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 20, 2017
Property Address	12027 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000409211
Book / Page	25307 / 1231
Map Reference	MB128 PG247
Instrument Date	Oct 16, 2017
Instrument	2017409211
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 CARDINAL FLOWER, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000409212
Date	Oct 20, 2017
Instrument	2017409212

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12027 Cardinal Flower Dr was $3,587.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,777 (+2.7%)	$380,848 (-3.88%) Land $127,567 Building $253,281
2025	$3,587.00 Disabled Person's exemption Veteran's exemption	$283,132	$396,215 Land $136,071 Building $260,144
2023	$3,441.00 (+3.89%) Disabled Person's exemption Veteran's exemption	$267,139 (+3%)	$369,138 (+4.55%) Land $119,062 Building $250,076
2022	$3,312.00 Disabled Person's exemption Veteran's exemption	$259,358	$353,083 Land $110,558 Building $242,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12027 Cardinal Flower Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12027 Cardinal Flower Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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