12026 Philbrook Ct, Orlando, FL 32825 Property Records

Orange County property record for 12026 Philbrook Ct, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2002
Lot Size	0.287 acres (12,504 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Feb 2023)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-31-0169-00-250`

Property Details

APN / Parcel Number

Primary APN	`09-23-31-0169-00-250`
Alternative APNs	`312309016900250` `631960` `638274` `643072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,504 sqft (0.287 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12026 PHILBROOK CT
City	ORLANDO
State	FL
Zip	32825-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ANDOVER LAKES VILLAGE 2B PH 2 47/41 LOT 25
Legal Range	31E
Legal Township	23S
Legal Section	09
Legal Subdivision	ANDOVER LAKES VILLAGE 2B PH 2
Legal Phase	2
Legal Tract	169
Legal Lot Number	25
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1001
Census Tract	16753

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12026 PHILBROOK CT, ORLANDO, FL 32825-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Prior Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	202357980
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 1, 2023
Property Address	12026 PHILBROOK CT, ORLANDO, FL 32825-2718
Document Number	0000057980
Map Reference	MB 47 PG 41-45
Instrument Date	Jan 31, 2023
Instrument	20230057980
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 SW HORSESHOE BAY, PORT ST LUCIE, FL 34986-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12026 PHILBROOK CT, ORLANDO, FL 32825-2718

Mortgage

Document Number	0000057981
Date	Feb 1, 2023
Instrument	20230057981

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,560 (-1.15%) Land $90,000 Building $312,560	$402,560 (-1.88%) Land $90,000 Building $312,560
2025	$6,478.00 (+4.55%) Homeowner's exemption	$407,247 (+10.28%)	$410,260 (+11.09%) Land $90,000 Building $320,260
2024	$6,196.00 (+0.73%)
2023	$6,151.00 (+160.08%)	$369,296 (+122.12%) Land $85,000 Building $284,296	$369,296 (+20.31%) Land $85,000 Building $284,296
2022	$2,365.00 Homeowner's exemption	$166,256	$306,955 Land $75,000 Building $231,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20