12026 N Ruby Dr, Hayden, ID 83835 Property Records

Kootenai County property record for 12026 N Ruby Dr, Hayden, ID 83835 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2022
Square Footage2,769 sqft Living Area
Lot Size11,674 sqft (0.268 acres)
OccupancyOwner Occupied
Last Sale$1,202,320 (2025)
Tax Bill$2,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN021200170130
Alternative APN
  • 147871

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,769 sqft Living Area
1st Floor1,240 sqft 1st Floor

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame Construction
Lot Area11,674 sqft (0.268 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,497 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number147871
Street Address12026 N RUBY DR
CityHAYDEN
StateID
Zip83835-7925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD ESTATES 1ST ADD, LT 13 BLOCK 17 1251N04W
Legal Range04W
Legal Township51N
Legal Section12
Legal SubdivisionEMERALD ESTATES
Legal Block17
Legal Lot Number13
JurisdictionKOOTENAI ID
Minor Civil DivisionCOEUR D'ALENE
Census Blockgroup1
Census Block1000
Census Tract1002

Owner

Source: Kootenai County records · APN 021200170130

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12026 N RUBY DR, HAYDEN, ID 83835-7925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
WILLAMETTE VALLEY BANK
Dec 05, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
GLOBAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Prior SaleAug 15, 2023
Deed Doc Number20253012332
Prior Transfer DateAug 21, 2023
Prior Transfer Doc0002946355
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address12026 N RUBY DR, HAYDEN, ID 83835-7925
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2918392000
DateOct 12, 2022
Instrument2918392000
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
AddressSALEM, OR 97301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address12026 N RUBY DR, HAYDEN, ID 83835-7925
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12026 N RUBY DR, HAYDEN, ID 83835-7925

Mortgage

Document Number2923270000
DateDec 05, 2022
Instrument2923270000
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateNov 30, 2021
Property Address12026 N RUBY DR, HAYDEN, ID 83835-7925
Document Number2874158000
Map ReferenceMB E PG 235
Instrument DateNov 23, 2021
Instrument2874158000
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyNORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3175 W BERTA JO CT, HAYDEN, ID 83835-5176

Mortgage

Document Number2874159000
DateNov 30, 2021
Instrument2874159000
Lender
NameGLOBAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
Unified School DistrictCoeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,987.00 (+4%) Homeowner's exemption$956,671 (+6.92%) Land $195,000 Building $761,671$956,671 (+6.92%) Land $195,000 Building $761,671
2024$2,872.00 (+16.89%)
2023$2,457.00 Homeowner's exemption$894,769 (-9.54%) Land $170,000 Building $724,769$894,769 (-9.54%) Land $170,000 Building $724,769
2022$989,103 Land $190,000 Building $799,103$989,103 Land $190,000 Building $799,103

Flood & Wildfire

12026 N Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kootenai County (16055C), updated September 15, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N Ruby Dr

Nearby Streets

Search Property Records by Address or Parcel Number