12024 Iris Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 12024 Iris Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 1945
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Apr 2026)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-027296`

Property Details

APN / Parcel Number

Primary APN	`06-027296`
Alternative APNs	`6027296` `027296`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Roof Material	Metal
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027296
Street Address	12024 IRIS AVE
City	CUMBERLAND
State	MD
Zip	21502-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRIS AVE LOT 2 BLK 43 40X120 POT PARK
Legal Subdivision	POTOMAC PARK ADD
Legal Block	43
Legal Lot Number	2
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	1
Census Block	1034
Census Tract	1300

Owner

12024 Iris Ave is owned and occupied by an individual who bought it in April 2026.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	12024 IRIS AVE, CUMBERLAND, MD 21502-5428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK AND TRUST COMPANY
Apr 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Mar 4, 2016
Deed Book / Page	3150 / 483
Prior Transfer Date	Nov 12, 2015
Prior Transfer Doc	0021980070
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 9, 2026
Property Address	12024 IRIS AVE, CUMBERLAND, MD 21502-5428
Document Number	3150000483
Book / Page	3150 / 483
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & SETT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12024 IRIS AVE, CUMBERLAND, MD 21502-5428

Mortgage

Document Number	3150000492,
Date	Apr 9, 2026
Book Page	3150/492

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 21, 2021
Property Address	12024 IRIS AVE, CUMBERLAND, MD 21502-5428
Document Number	002651-0472
Book / Page	2651 / 472
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14002 GRABENSTEIN RD NE, CUMBERLAND, MD 21502-6320

Tax Assessment & Valuation

The 2025 property tax bill for 12024 Iris Ave was $1,480.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,600 (+10.3%) Land $8,000 Building $116,600	$124,600 (-) Land $8,000 Building $116,600
2025	$1,480.00	$112,967	$124,600 Land $8,000 Building $116,600
2023	$975.00	$89,700 Land $8,000 Building $81,700	$89,700 Land $8,000 Building $81,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12024 Iris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12024 Iris Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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