12023 Rte B, Seneca, MO 64865 Property Records

McDonald County property record for 12023 Rte B, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	1,735 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-2.0-09-000-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-000-000-016.000`

Interior

Building Area	1,735 sqft Adjusted Area
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12023 ROUTE B
City	SENECA
State	MO
Zip	64865-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW1/4 SE1/4 COMM AT SE COR TH W 40' TO POB TH CONT W 620' TH N 351.41' ETC
Legal Range	34W
Legal Township	23N
Legal Section	09
Jurisdiction	MCDONALD MO
Township / Civil Division	BUFFALO HART
Census Block Group	2
Census Block	2020
Census Tract	70200

Owner

Source: McDonald County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12023 ROUTE B, SENECA, MO 64865-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE 1 FCU
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Recording Date	Apr 20, 2026
Property Address	12023 ROUTE B, SENECA, MO 64865-9354
Document Number	0000001125
Book / Page	2026 / 1073
Instrument Date	Apr 15, 2026
Instrument	20261125
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12023 ROUTE B, SENECA, MO 64865-9354

Mortgage

Document Number	0000001125,
Date	Apr 20, 2026
Book Page	2026/1073
Instrument	20261125

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	12023 ROUTE B, SENECA, MO 64865-9354
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12023 ROUTE B, SENECA, MO 64865-9354

Mortgage

Document Number	02023/1693
Date	Jul 20, 2023
Book Page	2023/1693
Instrument	2023-00001859

Lender

Name	SERVICE 1 FCU
Type	Credit Union
Address	MUSKEGON, MI 49444

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	12023 ROUTE B, SENECA, MO 64865-9354
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12023 ROUTE B, SENECA, MO 64865-9354

Mortgage

Document Number	02021/3867
Date	Dec 7, 2021
Book Page	2021/3867

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	12023 ROUTE B, SENECA, MO 64865-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1500
Date	Jun 21, 2017
Book Page	2017/1500

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,130 (-)	$137,510 (-) Land $18,000 Building $119,510
2025	$1,086.00 (+8.6%)	$26,130 (+8.2%)	$137,510 (+8.2%) Land $18,000 Building $119,510
2023	$1,000.00	$24,150	$127,090 Land $17,140 Building $109,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 96% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rally Networks Fiber	2,000 / 2,000
Lost Creek Wireless Fixed Wireless	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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