12022 E 85th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12022 E 85th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,531 sqft · built 1977
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Apr 2026)
Tax Bill$2,557 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN61415-14-29-50830

Property Details

APN / Parcel Number

Primary APN61415-14-29-50830
Alternative APN
  • R61415142950830

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,531 sqft Living Area
Gross Area3,062 sqft
1st Floor Area1,531 sqft
Basement Area1,531 sqft
Laundry RoomLaundry Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Garage TypeAttached
Garage Area483 sqft
PorchPorch
Porch Area114 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR61415142950830
Street Address12022 E 85TH ST N
CityOWASSO
StateOK
Zip74055-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLT 16 BLK 2
Legal Range14E
Legal Township21N
Legal Section29
Legal SubdivisionTHREE LAKES
Legal Block2
Legal Lot Number16
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group2
Census Block2001
Census Tract5805

Owner

Source: Tulsa County records · APN 61415-14-29-50830

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12022 E 85TH ST N, OWASSO, OK 74055-2112
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
AVB BANK
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMIERCA NA
Jan 24, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleJan 24, 2022 · Amount on Record
Deed Document Number202636531
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address12022 E 85TH ST N, OWASSO, OK 74055-2112
Transaction TypeMortgage
Record UpdatedMay 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12022 E 85TH ST N, OWASSO, OK 74055-2112

Mortgage

Document Number0000063225
DateJun 15, 2022
Instrument2022063225
Lender
NameAVB BANK
TypeBank
AddressBROKEN ARROW, OK 74012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2052

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateApr 27, 2026
Property Address12022 E 85TH ST N, OWASSO, OK 74055-2112
Document Number0000036531
Instrument DateApr 16, 2026
Instrument2026.36531
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyCOMMUNITY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$35,602.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12022 E 85TH ST N, OWASSO, OK 74055-2112

Mortgage

Document Number0000036532,
DateApr 27, 2026
Instrument2026..36532
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateJan 24, 2022
Property Address12022 E 85TH ST N, OWASSO, OK 74055-2112
Document Number0000007926
Map ReferencePL 3620
Instrument DateJan 19, 2022
Instrument2022007926
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12022 E 85TH ST N, OWASSO, OK 74055-2112
InvestorPossibly a Property Investor

Mortgage

Document Number0000007927
DateJan 24, 2022
Instrument2022007927
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Tulsa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityOwasso City
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,557.00 (+4.92%)$22,693 (+1.72%) Land $2,491 Building $20,202$206,300 (+1.72%) Land $22,647 Building $183,653
2023$2,437.00 (+70.42%)$22,310 (+70.41%) Land $2,491 Building $19,819$202,816 (+38.39%) Land $22,647 Building $180,169
2022$1,430.00$13,092 Land $2,023 Building $11,069$146,556 Land $22,647 Building $123,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100

May also be available: Verizon.

Based on FCC filings for 619 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOWASSO
serves 23,000 people
Water SourcePurchased surface water from TULSA
Last State InspectionSep 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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