12020 Serena Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12020 Serena Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,470 sqft · built 2002
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Jan 2021)
Tax Bill	$11,102 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`377-240-42-00`

Property Details

APN / Parcel Number

Primary APN	`377-240-42-00`
Alternative APN	`3772404000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,470 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	88,427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3772404000
Street Address	12020 SERENA RD
City	LAKESIDE
State	CA
Zip	92040-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 80 DOC01-307644 IN LOTS 79&82& TR 001492
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001492
Legal Block	4
Legal Lot Number	79-80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	16901

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	202114885
Last Transfer Date	Sep 9, 2021
Transfer Doc	0000656547
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 SERENA RD, LAKESIDE, CA 92040-1347

Mortgage

Document Number	0000402809
Date	Oct 18, 2022
Instrument	2022-0402809

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2021
Property Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Document Number	0000656547
Map Reference	MAP 1492
Instrument Date	Sep 9, 2021
Instrument	2021-0656547
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12020 SERENA RD, LAKESIDE, CA 92040-1347

Mortgage

Document Number	0000656548
Date	Sep 16, 2021
Instrument	2021-0656548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397601
Date	Aug 30, 2017
Instrument	2017-0397601

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Document Number	0000014885
Map Reference	MAP 1492
Instrument Date	Dec 15, 2020
Instrument	2021-0014885
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12020 SERENA RD, LAKESIDE, CA 92040-1347

Mortgage

Document Number	0000014886
Date	Jan 8, 2021
Instrument	2021-0014886

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2017
Property Address	12020 SERENA RD, LAKESIDE, CA 92040-1347
Document Number	0000008373
Instrument Date	Dec 10, 2015
Instrument	8373
Transaction Type	Transfer
Record Updated	Jan 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12020 SERENA RD LAKESIDE CA 920401347, LAKESIDE, CA 92040-1347

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$943,985 (+2%) Land $383,928 Building $560,057
2025	$11,102.00 (+5.29%) Homeowner's exemption	$925,476 (+4.04%) Land $376,400 Building $549,076
2023	$10,544.00 (+1.55%) Homeowner's exemption	$889,540 Land $361,785 Building $527,755
2022	$10,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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