12020 Saw Mill Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12020 Saw Mill Ct, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 2,253 sqft · built 1993
Lot Size	0.044 acres (1,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2019)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	Feb 2019 Sale Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02898010`

Property Details

APN / Parcel Number

Primary APN	`13-02898010`
Alternative APN	`02898010`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,253 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	889 sqft
Basement Area	475 sqft
Finished Basement	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,904 sqft (0.044 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02898010
Street Address	12020 SAW MILL CT
City	SILVER SPRING
State	MD
Zip	20902-1880
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	ARCOLA
Legal Subdivision	MAGRUDERS SUB
Legal Block	1
Legal Lot Number	117
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1015
Census Tract	703207

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12020 SAW MILL CT, SILVER SPRING, MD 20902-1880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/MD INC
Feb 27, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Book / Page	57254 / 8
Record Updated	Sep 20, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 27, 2019
Property Address	12020 SAW MILL CT, SILVER SPRING, MD 20902-1880
Document Number	0572540034
Book / Page	057254 / 000034
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/MD INC

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 CENTRE ST ROXBURY MA 021191288, ROXBURY, MA 02119-1288
Investor	Possibly a Property Investor

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 27, 2019
Property Address	12020 SAW MILL CT, SILVER SPRING, MD 20902-1880
Document Number	0572540008
Book / Page	057254 / 000008
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12020 SAW MILL CT SILVER SPRING MD 209021880, SILVER SPRING, MD 20902-1880

Mortgage

Document Number	572540015
Date	Feb 27, 2019
Book Page	057254/000015

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,900 (+3.57%)	$570,700 (+10.71%) Land $150,000 Building $420,700
2025	$5,868.00 (+32.94%)	$515,500 (+14.21%) Land $130,000 Building $385,500	$515,500 (-) Land $130,000 Building $385,500
2023		$451,367	$515,500 Land $130,000 Building $385,500
2022	$4,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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