12020 Keller Ave, Smithsburg, MD 21783 Property Records

Washington County property record for 12020 Keller Ave, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,431 sqft · built 1960
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2004)
Tax Bill$2,425 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-004109

Property Details

APN / Parcel Number

Primary APN07-004109
Alternative APN
  • 004109

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,431 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004109
Street Address12020 KELLER AVE
CitySMITHSBURG
StateMD
Zip21783-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 62 .39 A 12020 KELLER AVE HOLIDAY ACRES SUB
Legal SubdivisionKELLER AVE HOLIDAY ACRES SUB
Legal Lot Number62
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group2
Census Block2007
Census Tract11202

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12020 KELLER AVE, SMITHSBURG, MD 21783-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2004 · Amount on Record
Deed SaleDec 28, 2004 · Amount on Record
Deed Document Number2004202821
Deed Book / Page2531 / 614
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12020 KELLER AVE, SMITHSBURG, MD 21783-1554
Transaction TypeMortgage
Record UpdatedMay 9, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0074430020
DateApr 25, 2024
Book Page7443/20
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,425.00 (+5.43%) Homeowner's exemption$274,067 (+8.31%)$295,100 (-) Land $63,400 Building $231,700
2025$2,300.00 (+10.68%) Homeowner's exemption$253,033 (+17.93%)$295,100 (+27.2%) Land $63,400 Building $231,700
2023$2,078.00 Homeowner's exemption$214,567$232,000 Land $63,400 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–1997)
Most Recent ClaimDec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Keller Ave

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