Baldwin County property record for 12020 Co Rd 87, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,491 sqft · built 1988 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $745 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-08-28-0-000-014.006 |
| Primary APN | 53-08-28-0-000-014.006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Heated Area |
| 1st Floor Area | 1,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 121,968 sqft (2.8 acres) |
| Lot Dimensions | 403 ft deep x 420 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 312589 |
|---|---|
| Street Address | 12020 COUNTY ROAD 87 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 420.23' X 403.13' IRR BEG AT SE COR OF LOT 3 WOERNER SUBD RUN TH S 153.01 W 206.66 S 317.22 W 146.77 NW 70.58 N 420.23,TH E 4 |
| Legal Subdivision | WOERNER SUB |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 11601 |
12020 Co Rd 87 is owned and occupied by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12020 COUNTY ROAD 87, ELBERTA, AL 36530-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12020 Co Rd 87 was $745 with a homeowner's exemption, up 7.5% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745.00 (+7.5%) Homeowner's exemption | ||
| 2025 | $693.00 | $26,380 Land $9,200 Building $17,180 | $263,700 Land $92,000 Building $171,700 |
| 2023 | $689.00 (+27.36%) Homeowner's exemption | $26,240 (+25.31%) | $262,300 (+25.32%) Land $83,200 Building $179,100 |
| 2022 | $541.00 (+19.96%) Homeowner's exemption | $20,940 | $209,300 Land $71,500 Building $137,800 |
| 2021 | $451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12020 Co Rd 87 in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12020 Co Rd 87 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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