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12020 Chardon Ln, Cincinnati, OH 45246 Property Records

Hamilton County property record for 12020 Chardon Ln, Cincinnati, OH 45246 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,484 sqft · built 1974
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (Sep 2020)
Tax Bill$3,791 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN599-0050-0197-00

Property Details

APN / Parcel Number

Primary APN599-0050-0197-00
Alternative APN
  • 0088880

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,484 sqft Living Area
Gross Area3,395 sqft
1st Floor Area970 sqft
2nd Floor Area1,014 sqft
Basement Area970 sqft
Finished Basement500 sqft
Unfinished Basement470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area90 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address12020 CHARDON LN
CityCINCINNATI
StateOH
Zip45246-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARDON LN 80 X 150 LOT 65 COMMUNITY BLDRS 4TH SUB BLK C
Legal SubdivisionCOMMUNITY BLDRS 4TH SUB
Legal BlockC
Legal Lot Number65
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGDALE
Census Block Group2
Census Block2005
Census Tract21501

Owner

Source: Hamilton County records · APN 599-0050-0197-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12020 CHARDON LN, CINCINNATI, OH 45246-1412
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 28, 2020Warranty Deed, Transfer · FHA Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Deed Document Number202099356
Deed Book / Page14262 / 2272
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 28, 2026
Property Address12020 CHARDON LN, CINCINNATI, OH 45246-1412
Document Number0000041723
Book / Page15675 / 766
Instrument DateApr 23, 2026
Instrument202641723
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12020 CHARDON LN, CINCINNATI, OH 45246-1412

Mortgage

Document Number0000041723,
DateMay 28, 2026
Book Page15675/766
Instrument202641723
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term293 Months
DueOct 01, 2050
Interest
Rate6.38%
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 28, 2020
Property Address12020 CHARDON LN, CINCINNATI, OH 45246-1412
Document Number0000099356
Book / Page014262 / 002272
Instrument DateSep 18, 2020
Instrument99356
Transaction TypeTransfer
Record UpdatedMar 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$864.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12020 CHARDON LN CINCINNATI OH 452461412, CINCINNATI, OH 45246-1412

Mortgage

Document Number99357
DateSep 28, 2020
Book Page014262/002274
Instrument99357
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Mortgage

Document Number102856,
DateSep 28, 2020
Book Page014268/000470
Instrument102856
Lender
NameHOUSING FIN AGCY
AddressCINCINNATI, OH 45246
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySpringdale City
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,791.00 (+16.4%)$75,601 (+%) Land $13,675 Building $61,926$216,000 (-) Land $39,070 Building $176,930
2024$3,257.00 (-0.25%)$75,599 (-) Land $13,674 Building $61,925
2023$3,265.00 (+4.92%)$75,599 (+28.98%) Land $13,674 Building $61,925$216,000 (+28.99%) Land $39,070 Building $176,930
2022$3,112.00 Homeowner's exemption$58,611 Land $11,452 Building $47,159
2020$167,460 Land $32,720 Building $134,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610215012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2020

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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