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12020 Ancient Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12020 Ancient Spring Dr, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,042 sqft · built 1980
Lot Size0.213 acres (9,300 sqft)
OwnerCompany Name on File
Last Sale$79,900 (Apr 2015)
Tax Bill$2,201 (2025)
Deeds & MortgagesJun 2018 Line of Credit
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN21171802500000

Property Details

APN / Parcel Number

Primary APN21171802500000
Alternative APNs
  • 171802500000
  • 00004527

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,042 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,300 sqft (0.213 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area82 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00004527
Street Address12020 ANCIENT SPRING DR
CityCOLDSTREAM
StateKY
Zip40245-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 250 COLDSTREAM SUBDIVISION, SEC 2-B, PB. 33, PG. 26, 0.2135 AC +/-
Legal SubdivisionCOLDSTREAM SUBDIVISION
Legal Lot Number250
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2016
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21171802500000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12123 SHELBYVILLE RD STE 100STE100, 100STE100, LOUISVILLE, KY 40243-1079
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2018Deed of Trust, Mortgage · Line of Credit
MID-SOUTHERN SVGS BK
May 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2015 · Amount on Record
Deed SaleApr 29, 2015 · Amount on Record
Prior SaleSep 17, 2014 · Amount on Record
Deed Document Number0103960812
Deed Book / Page010396 / 000812
Last Transfer DateMay 09, 2018
Transfer Doc0111470821
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12020 ANCIENT SPRING DR, COLDSTREAM, KY 40245-1804
Document Number0155730019
Instrument DateJun 08, 2018
Transaction TypeMortgage
Record UpdatedJul 06, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12020 ANCIENT SPRING DR LOUISVILLE KY 402451804, LOUISVILLE, KY 40245-1804

Mortgage

Document Number0155730019
DateJun 21, 2018
Book Page015573/000019
Instrument145337
Lender
NameMID-SOUTHERN SVGS BK
TypeFederal Savings Bank
AddressSALEM, IN 47167
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 20, 2038
Interest
Rate TypeAdjustable Rate
Rate4.5%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateMay 09, 2018
Property Address12020 ANCIENT SPRING DR, COLDSTREAM, KY 40245-1804
Document Number0111470821
Book / Page011147 / 000821
Instrument DateMay 08, 2018
Instrument108536
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12613 RAZOR CT LOUISVILLE KY 402994595, LOUISVILLE, KY 40299-4595

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,201.00 (-3.63%)$197,280 (-) Land $45,000 Building $152,280
2024$197,280 (-) Land $45,000 Building $152,280
2023$2,284.00 (-0.35%)$197,280 (-) Land $45,000 Building $152,280$197,280 (-) Land $45,000 Building $152,280
2022$2,292.00$197,280 Land $45,000 Building $152,280$197,280 Land $45,000 Building $152,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 443 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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