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1202 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1202 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypePrivate College, University, Vocational School
Details2 ba · 2,626 sqft · built 1911
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$4,561 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN78305

Property Details

APN / Parcel Number

Primary APN78305
Alternative APN
  • 012630000102130010

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,626 sqft Heated Area
1st Floor Area1,708 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1986
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area120 sqft
Deck Area115 sqft
Patio Area115 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number78305
Street Address1202 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-3634
Property CategoryCommercial
Property TypeCommercial > Retail > Private College, University, Vocational School
Local Zoning CodeSHB
Legal DescriptionST CLOUD PB B PG 34 BLK 213 LOTS 1-3 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block213
Legal Lot Number1-3,2 2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43400

Owner

1202 Wisconsin Ave, a commercial property, is owned and occupied by an individual who acquired it in August 2020.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address1516 ERNEST ST, KISSIMMEE, FL 34741-6023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2020
Deed SaleAug 13, 2020
Prior SaleDec 16, 2003
Deed Document Number2020106548
Deed Book / Page02356 / 01965
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1202 WISCONSIN AVE, SAINT CLOUD, FL 34769-3634
Document Number0052650617
Book / Page005265 / 000617
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedFeb 8, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 WISCONSIN AVE ST CLOUD FL 347693634, ST CLOUD, FL 34769-3634

Mortgage

Document Number0052650617
DateJan 5, 2018
Book Page005265/000617
Instrument3226
Lender
NameAPEX COM'L CAP
TypeFunding / Finance Company
AddressHORSHAM, PA 19044
Agreement
AmountAmount on Record
Term300 Months
DueJan 4, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Wisconsin Ave was $4,561 with an additional exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,561.00 Additional exemption filed$276,500 Land $139,100 Building $137,400$276,500 Land $139,100 Building $137,400
2023$3,657.00 (+9.1%) Additional exemption filed$203,100 (+9.19%) Land $105,600 Building $97,500$203,100 (+9.19%) Land $105,600 Building $97,500
2022$3,352.00 Additional exemption filed$186,000 Land $88,000 Building $98,000$186,000 Land $88,000 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Wisconsin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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