1202 Wild Ginger Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1202 Wild Ginger Ln, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 2008
Lot Size0.13 acres (5,678 sqft)
OwnerIndividual Name on Record
Last Sale$259,300 (Nov 2020)
Tax Bill$3,144 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014266-017-48

Property Details

APN / Parcel Number

Primary APN38-05-26-014266-017-48

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,184 sqft
1st Floor Area1,714 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,678 sqft (0.13 acres)
Garage TypeAttached
Garage Area470 sqft
PorchFinished/Open Porch
Porch Area313 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1202 WILD GINGER LN
CityFLEMING ISLAND
StateFL
Zip32003-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 48 AMBERWOOD AS REC OR 4374 PG 421
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionAMBERWOOD
Legal Lot Number48
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1202 WILD GINGER LN, FLEMING ISLE, FL 32003-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Nov 9, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Prior SaleSep 12, 2011 · Amount on Record
Deed Document Number202058510
Deed Book / Page4374 / 421
Prior Transfer DateSep 9, 2011
Prior Transfer Doc0033371908
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateMay 20, 2026
Property Address1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227
Document Number0000024741
Book / Page5047 / 1140
Instrument DateMay 12, 2026
Instrument202624741
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227

Mortgage

Document Number0000024741,
DateMay 20, 2026
Book Page5047/1140
Instrument202624741
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2031
Interest
Rate6.3%
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateNov 9, 2020
Property Address1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227
Document Number0043740421
Book / Page4374 / 421
Map ReferenceMB 50 PG 2-6
Instrument DateNov 6, 2020
Instrument2020058510
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,815.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address235 WHISPERING WOODS DR, 235, FLEMING ISLAND, FL 32003-8138

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227

Mortgage

Document Number0004374423
DateNov 9, 2020
Instrument4374/423
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,144.00 (+4.83%) Homeowner's exemption$246,309 (+5.99%)$330,867 (+16.72%) Land $50,000 Building $280,867
2024$2,999.00 (-39.75%)
2023$4,978.00 (+5.22%) Homeowner's exemption$232,397 (+3%)$283,476 (+10.31%) Land $50,000 Building $233,476
2022$4,731.00 Homeowner's exemption$225,629$256,970 Land $40,000 Building $216,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Wild Ginger Ln

Nearby Streets

Search Property Records by Address or Parcel Number