Clay County property record for 1202 Wild Ginger Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2008 |
| Lot Size | 0.13 acres (5,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,300 (Nov 2020) |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014266-017-48 |
| Primary APN | 38-05-26-014266-017-48 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,678 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1202 WILD GINGER LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 48 AMBERWOOD AS REC OR 4374 PG 421 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | AMBERWOOD |
| Legal Lot Number | 48 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1202 WILD GINGER LN, FLEMING ISLE, FL 32003-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2011 · Amount on Record |
| Deed Document Number | 202058510 |
| Deed Book / Page | 4374 / 421 |
| Prior Transfer Date | Sep 9, 2011 |
| Prior Transfer Doc | 0033371908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 20, 2026 |
| Property Address | 1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227 |
| Document Number | 0000024741 |
| Book / Page | 5047 / 1140 |
| Instrument Date | May 12, 2026 |
| Instrument | 202624741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227 |
| Document Number | 0000024741, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 5047/1140 |
| Instrument | 202624741 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227 |
| Document Number | 0043740421 |
| Book / Page | 4374 / 421 |
| Map Reference | MB 50 PG 2-6 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020058510 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,815.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 WHISPERING WOODS DR, 235, FLEMING ISLAND, FL 32003-8138 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1202 WILD GINGER LN, FLEMING ISLAND, FL 32003-3227 |
| Document Number | 0004374423 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 4374/423 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+4.83%) Homeowner's exemption | $246,309 (+5.99%) | $330,867 (+16.72%) Land $50,000 Building $280,867 |
| 2024 | $2,999.00 (-39.75%) | ||
| 2023 | $4,978.00 (+5.22%) Homeowner's exemption | $232,397 (+3%) | $283,476 (+10.31%) Land $50,000 Building $233,476 |
| 2022 | $4,731.00 Homeowner's exemption | $225,629 | $256,970 Land $40,000 Building $216,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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