1202 Timber Ridge Ct, Normal, IL 61761 Property Records

McLean County property record for 1202 Timber Ridge Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 1991
Lot Size	0.3 acres (12,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2024)
Tax Bill	$6,464 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-431-046`

Property Details

APN / Parcel Number

Primary APN	`14-21-431-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,160 sqft (0.3 acres)
Lot Dimensions	128 ft deep x 95 ft wide
Garage Area	466 sqft
Porch	Open Frame Porch
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1202 TIMBER RIDGE CT
City	NORMAL
State	IL
Zip	61761-1485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FIRST ADD TO DEN II SOUTH SUB LOT 14
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	DEN II SOUTH SUB
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1202 TIMBER RIDGE CT, NORMAL, IL 61761-1485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	20247132
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1202 TIMBER RIDGE CT, NORMAL, IL 61761-1485
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 TIMBER RIDGE CT, NORMAL, IL 61761-1485

Mortgage

Document Number	202500015353
Date	Oct 27, 2025
Instrument	2025-00015353

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1202 TIMBER RIDGE CT, NORMAL, IL 61761-1485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000280
Date	Jan 6, 2021
Instrument	2021-00000280

Lender

Name	CEFCU
Type	Credit Union
Address	61456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,443 (+21.89%) Land $21,112 Building $72,331	$280,329 (+21.89%) Land $63,336 Building $216,993
2024	$6,464.00 (+15.02%)
2023	$5,620.00	$76,664 Land $17,321 Building $59,343	$229,992 Land $51,963 Building $178,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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