1202 Sumter Ct, Salisbury, NC 28144 Property Records

Rowan County property record for 1202 Sumter Ct, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,829 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 2001)
Tax Bill	$10,370 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`042A012`

Property Details

APN / Parcel Number

Primary APN	`042A012`
Alternative APN	`6175577`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,829 sqft Living Area
1st Floor Area	3,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Area	1,001 sqft
Porch	Porch
Porch Area	288 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1202 SUMTER CT
City	SALISBURY
State	NC
Zip	28144-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00AC L12
Legal Subdivision	CONFEDERATE PLACE
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1005
Census Tract	50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1202 SUMTER CT, SALISBURY, NC 28144-2869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Jun 28, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2001 · Amount on Record
Deed Sale	Jan 9, 2001 · Amount on Record
Deed Book / Page	898 / 156
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1202 SUMTER CT, SALISBURY, NC 28144-2869
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860038
Date	Oct 8, 2021
Book Page	1386/38

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1202 SUMTER CT, SALISBURY, NC 28144-2869
Document Number	0013110944
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SUMTER CT SALISBURY NC 281442869, SALISBURY, NC 28144-2869

Mortgage

Document Number	0013110944
Date	Jul 3, 2018
Book Page	001311/000944

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,370.00	$867,095 (-) Land $66,000 Building $801,095	$867,095 (-) Land $66,000 Building $801,095
2023	$10,370.00	$867,095 Land $66,000 Building $801,095	$867,095 Land $66,000 Building $801,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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