Okaloosa County property record for 1202 Shipley Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,017 sqft · built 1996 |
| Lot Size | 0.294 acres (12,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $551,000 (Jun 2022) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7328-5 |
| Primary APN | C56-000-596-7328-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,017 sqft Living Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 2,017 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,820 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1202 SHIPLEY DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRISTOL VLG RAINTREE EST LOT 43 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL VLG RAINTREE EST |
| Legal Lot Number | 43 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21001 |
1202 Shipley Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Jul 30, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 20223556221 |
| Deed Book / Page | 3626 / 3391 |
| Prior Transfer Date | Aug 6, 2002 |
| Prior Transfer Doc | 0001948600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 9, 2022 |
| Property Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Document Number | 0036263391 |
| Book / Page | 3626 / 3391 |
| Map Reference | MB 13 PG 11 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 3556221 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | NOT AVAILABLE, BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,857.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1202 SHIPLEY DR, 1202, NICEVILLE, FL 32578-3953 |
| Name | Verified Name |
|---|---|
| Address | 184 CREEK RD, PLEASANT VALLEY, NY 12569-7154 |
| Investor | Possibly a Property Investor |
| Document Number | 0036263393 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 3626/3393 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034683794 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 3468/3794 |
| Instrument | 3365484 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034111389 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 3411/1389 |
| Instrument | 3294441 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 29, 2018 |
| Property Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Document Number | 0033514219 |
| Book / Page | 3351 / 4219 |
| Map Reference | MB13 PG11 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 3209567 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1202 SHIPLEY DR, 1202, NICEVILLE, FL 32578-3953 |
| Name | Verified Name |
|---|---|
| Address | 1202 SHIPLEY DR, NICEVILLE, FL 32578-3953 |
| Document Number | 0003209568 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 3209568 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1202 Shipley Dr was $4,831 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,831.00 Homeowner's exemption | $448,893 Land $151,711 Building $297,182 | $448,893 Land $151,711 Building $297,182 |
| 2023 | $5,217.00 (+72.52%) | $438,420 (+51.03%) Land $140,251 Building $298,169 | $438,420 (+6.67%) Land $140,251 Building $298,169 |
| 2022 | $3,024.00 Homeowner's exemption | $290,285 | $410,998 Land $133,572 Building $277,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1202 Shipley Dr in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1202 Shipley Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures