1202 S 4th St, Bonham, TX 75418 Property Records

Fannin County property record for 1202 S 4th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 2022
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Tax Bill	$3,203 (2024)
Deeds & Mortgages	Aug 2022 Construction Loan Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9360-004-0060-05`

Property Details

APN / Parcel Number

Primary APN	`9360-004-0060-05`
Alternative APN	`91097`

Interior

Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	140 ft deep x 79 ft wide

Location & Zoning

Account Number	9360-004-0060-05
Old Parcel Number	91097
Street Address	1202 S 4TH ST
City	BONHAM
State	TX
Zip	75418-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAMLETT & LOWERY ADDN, BLOCK 4, LOT 30' OF 5 & ALL OF 6
Legal Subdivision	BRAMLETT & LOWERY ADD
Legal Block	4
Legal Lot Number	30'
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1056
Census Tract	950600

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1202 S 4TH ST, BONHAM, TX 75418-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Apr 10, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023
Deed Sale	Apr 10, 2023
Prior Sale	Nov 27, 2018
Deed Document Number	2023002057
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1202 S 4TH ST, BONHAM, TX 75418-4504
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11700 PRESTON RD 660361, 660361, DALLAS, TX 75230-6112
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006583
Date	Aug 19, 2022
Instrument	2022006583

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 10, 2023
Property Address	1202 S 4TH ST, BONHAM, TX 75418-4504
Document Number	2023002057
Instrument Date	Apr 6, 2023
Instrument	2023002057
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11700 PRESTON RD # RD660-36, RD660-36, DALLAS, TX 75230-6112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 S 4TH ST, BONHAM, TX 75418-4504

Mortgage

Date	Apr 10, 2023

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2023002058
Date	Apr 10, 2023
Instrument	2023002058

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Nov 27, 2018
Property Address	1202 S 4TH ST, BONHAM, TX 75418-4504
Document Number	02091/0447
Book / Page	2091 / 0447
Instrument Date	Nov 26, 2018
Instrument	2018-6927
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 713, BONHAM, TX 75418-0713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 MADISON DR, MELISSA, TX 75454-2461
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,170 (+8.4%) Land $34,290 Building $180,880	$215,170 (+8.4%) Land $34,290 Building $180,880
2024	$3,203.00 (+3,581.61%)
2023		$198,490 Land $32,150 Building $166,340	$198,490 Land $32,150 Building $166,340
2018	$87.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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