1202 Ruby Dr, Shelbyville, IN 46176 Property Records

Shelby County property record for 1202 Ruby Dr, Shelbyville, IN 46176

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,563 sqft · built 1987
Lot Size	0.058 acres (2,561 sqft)
Owner	Individual Name on File
Last Sale	$137,900 (Feb 2019)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-11-07-300-106.012-002`

Property Details

APN / Parcel Number

Primary APN	`73-11-07-300-106.012-002`
Alternative APNs	`00981379903` `0412501280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,561 sqft (0.058 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00981379903
Street Address	1202 RUBY DR
City	SHELBYVILLE
State	IN
Zip	46176-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT F-2 RUBY DR CONDO HPR IMPROVEMENTS ON LOT 61 #53-22-1
Legal Subdivision	FUBY HORIZONTAL PROPERTY REGINE
Legal Lot Number	61
Jurisdiction	SHELBY IN
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3019
Census Tract	710700

Owner

1202 Ruby Dr, a condominium, is owned and occupied by an individual who bought it in February 2019.

Source: Shelby County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 RUBY DR, F2, SHELBYVILLE, IN 46176-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Deed Document Number	2019748
Prior Transfer Date	Apr 13, 2012
Prior Transfer Doc	2012003456
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1202 RUBY DR, SHELBYVILLE, IN 46176-3200
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005367
Date	Oct 9, 2019
Instrument	2019005367

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Feb 12, 2019
Property Address	1202 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number	2019000748
Map Reference	DOC2011005057
Instrument Date	Feb 8, 2019
Instrument	2019000748
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 RUBY DR # F-2, F-2, SHELBYVILLE, IN 46176-3200

Mortgage

Document Number	2019000749
Date	Feb 12, 2019
Instrument	2019000749

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Ruby Dr was $1,687 with a homeowner's exemption, down 9.9% from the year before.

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Addison Township
Municipality	Shelbyville City
Unified School District	Shelbyville Central Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (-9.88%) Homeowner's exemption	$187,500 Building $187,500	$187,500 Building $187,500
2024	$1,872.00 (+4.12%)
2023	$1,798.00 (+6.77%)	$179,800 (+6.77%) Building $179,800	$179,800 (+6.77%) Building $179,800
2022	$1,684.00 Homeowner's exemption	$168,400 Building $168,400	$168,400 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Ruby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - SHELBYVILLE private · serves 19,093 people · EPA ID IN5273002
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Central Indiana Communications, T-Mobile, Verizon.

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