1202 River Run Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1202 River Run Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 2017
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on Record
Last Sale$248,500 (Oct 2017)
Tax Bill$4,154 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT170300131

Property Details

APN / Parcel Number

Primary APNT170300131
Alternative APN
  • 2-0087-C384-00-0182.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,788 sqft Living Area
Basement Area1,788 sqft

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area7,928 sqft (0.182 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT170300131
Street Address1202 RIVER RUN CT
CityO FALLON
StateMO
Zip63366-1545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG A #3 LOT 182
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG A #3
Legal Lot Number182
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1202 RIVER RUN CT, O FALLON, MO 63366-1545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY CU
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Oct 4, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Deed Document Number0006818390
Deed Book / Page6818 / 390
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1202 RIVER RUN CT, O FALLON, MO 63366-1545
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004237
DateFeb 2, 2024
Instrument2024R-004237
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueJan 15, 2034

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1202 RIVER RUN CT, O FALLON, MO 63366-1545
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 RIVER RUN CT, SAINT PAUL, MO 63366-1545

Mortgage

Document Number0000010937
DateFeb 24, 2022
Instrument2022R-010937
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 4, 2017
Property Address1202 RIVER RUN CT, O FALLON, MO 63366-1545
Document Number0068180390
Book / Page6818 / 0390
Map ReferenceMB 45 PG 394
Instrument DateSep 29, 2017
Instrument20171004000624370
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10407 BAU BLVDB, 10407, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 RIVER RUN CT, O FALLON, MO 63366-1545

Mortgage

Document Number20171004000624380
DateOct 4, 2017
Instrument20171004000624380
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,154.00$67,675 (+0.59%)$356,185 (+0.59%) Land $70,000 Building $286,185
2023$67,280
2022$354,103 Land $55,000 Building $299,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

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