Durham County property record for 1202 River Rock Dr, Durham, NC 27704
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,459 sqft |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Mar 2024) |
| Tax Bill | $3,649 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0823-47-5107 |
| Primary APN | 0823-47-5107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,459 sqft Heated Area |
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 1,742 sqft (0.04 acres) |
| Street Address | 1202 RIVER ROCK DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-1689 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDR 7.200 |
| Legal Description | DUKE 97 SUB/PH:01&02/LT#41 PL:000206-000168 |
| Legal Phase | 1&2 |
| Legal Lot Number | 41 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1710 |
1202 River Rock Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2024.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 RIVER ROCK DR, DURHAM, NC 27704-1689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Deed Document Number | 202490653 |
| Deed Book / Page | 10073 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 1202 RIVER ROCK DR, DURHAM, NC 27704-1689 |
| Document Number | 0100730101 |
| Book / Page | 10073 / 101 |
| Map Reference | MB 206 PG 169 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024090653 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4004 BARRETT DR STE 202, 202, RALEIGH, NC 27609-6620 |
| Name | Verified Name |
|---|---|
| Address | 1202 RIVER ROCK DR, DURHAM, NC 27704-1689 |
| Document Number | 2024090654 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024090654 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.65% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.65% |
| Max Rate At Change | 8.65% |
| Index | 5-Year CMT |
| Max Rate | 12.6% |
| Document Number | OPR100730103 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | OPR 10073/103 |
| Instrument | 2024090654 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.65% |
| Max Rate At Change | 8.65% |
| Index | 5-Year CMT |
| Max Rate | 12.6% |
The 2026 property tax bill for 1202 River Rock Dr was $3,649, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,649.00 (+2.53%) | $359,110 (-) Land $75,000 Building $284,110 | $359,110 (-) Land $75,000 Building $284,110 |
| 2025 | $3,559.00 | $359,110 Land $75,000 Building $284,110 | $359,110 Land $75,000 Building $284,110 |
| 2023 | $785.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1202 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1984–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1202 River Rock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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