1202 Rains Ct, Ojai, CA 93023 Property Records

Ventura County property record for 1202 Rains Ct, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,827 sqft · built 1991
Lot Size	0.276 acres (12,024 sqft)
Owner	Trust Name on File
Tax Bill	$10,305 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-0-030-605`

Property Details

APN / Parcel Number

Primary APN	`022-0-030-605`
Alternative APN	`220030470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,827 sqft Living Area
1st Floor Area	1,550 sqft
2nd Floor Area	1,277 sqft
Upper Floors Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	12,024 sqft (0.276 acres)
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Porch
Porch Area	65 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1202 RAINS CT
City	OJAI
State	CA
Zip	93023-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	TRACT: 387600 LOT: 8 REF: 114 03
Legal Subdivision	TRACT 3876
Legal Tract	387600
Legal Block	30
Legal Lot Number	8
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3019
Census Tract	903

Owner

1202 Rains Ct is owner-occupied and held in a trust since December 2018.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1202 RAINS CT, OJAI, CA 93023-1900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 11, 2018	Intrafamily Transfer, Transfer · ARM FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 4, 2018
Transfer Doc	0000138806
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1202 RAINS CT, OJAI, CA 93023-1900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 RAINS CT, OJAI, CA 93023-1900

Mortgage

Document Number	0000178650
Date	Oct 27, 2020
Instrument	20201027-00178650

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1202 RAINS CT, OJAI, CA 93023-1900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090264
Date	Jun 25, 2020
Instrument	20200625-00090264

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 11, 2018
Property Address	1202 RAINS CT, OJAI, CA 93023-1900
Document Number	0000138806
Map Reference	MB114 PG3&4
Instrument Date	Dec 4, 2018
Instrument	20181211-00138806
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 RAINS CT, OJAI, CA 93023-1900

Mortgage

Document Number	0000138807
Date	Dec 11, 2018
Instrument	20181211-00138807

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Rains Ct was $10,305 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,112 (+2%) Land $330,263 Building $479,849
2025	$10,305.00 (+2.24%) Homeowner's exemption	$794,228 Land $323,787 Building $470,441
2024	$10,079.00 (+3.48%)
2023	$9,740.00 (+1.53%) Homeowner's exemption	$763,388 Land $311,214 Building $452,174
2022	$9,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1202 Rains Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2005)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Rains Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people · EPA ID CA5610014
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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