1202 Pine St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 1202 Pine St, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Mar 2025)
Tax Bill	$5,703 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`28-38-07-02-11-3.02`

Property Details

APN / Parcel Number

Primary APN	`28-38-07-02-11-3.02`
Alternative APNs	`28-38-07-02-00011.0-0003.02` `2847684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	555 sqft
Porch	Screened Porch
Porch Area	442 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847684
Street Address	1202 PINE ST
City	MELBOURNE BEACH
State	FL
Zip	32951-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3RS
Legal Description	WILCOX PLAT OF MELBOURNE BEACH RESUBD OF BLKS 11,20,21,30 & 31 S 35 FT OF LOTS 3 & 4 & N 65 FT OF LOTS 5 & 6 BLK 11
Legal Range	38E
Legal Township	28S
Legal Section	07
Legal Subdivision	WILCOX PLAT OF MELBOURNE BEACH RESUBD OF
Legal Block	11
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1018
Census Tract	66101

Owner

Source: Brevard County records · APN 28-38-07-02-11-3.02

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1202 PINE ST, MELBOURNE BEACH, FL 32951-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	202548391
Deed Book / Page	10282 / 2428
Prior Transfer Date	Jan 04, 2000
Prior Transfer Doc	4149003804
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 28, 2026
Property Address	1202 PINE ST, MELBOURNE BEACH, FL 32951-2530
Document Number	0000108981
Book / Page	10636 / 1391
Instrument Date	May 19, 2026
Instrument	2026108981
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 PINE ST, MELBOURNE BEACH, FL 32951-2530

Mortgage

Document Number	0000108981,
Date	May 28, 2026
Book Page	10636/1391
Instrument	2026108981

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 01, 2066

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,210 (+32.98%)	$743,200 (+19.7%)
2025	$5,703.00 (+5.32%)	$411,490 (+5.98%)	$620,870 (-5.99%)
2023	$5,415.00 (+1.79%) Homeowner's exemption	$388,260 (+3%)	$660,410 (+11.2%) Land $420,000 Building $240,410
2022	$5,320.00 Homeowner's exemption	$376,960	$593,900 Land $420,000 Building $173,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.