1202 Panorama Loop, Waxahachie, TX 75165 Property Records

Ellis County property record for 1202 Panorama Loop, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,842 sqft · built 1983
Lot Size	0.869 acres (37,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,321 (Mar 2026)
Tax Bill	$718 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154575`

Property Details

APN / Parcel Number

Primary APN	`R154575`
Alternative APNs	`00811790200500112` `154575`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,854 sqft (0.869 acres)
Lot Depth	228 ft Depth
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1202 PANORAMA LOOP
City	WAXAHACHIE
State	TX
Zip	75165-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 B SANGER CREEK EST #1 REV 0.869 ACRES
Legal Subdivision	SANGER CREEK EST PH 1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1004
Census Tract	60219

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1202 PANORAMA LOOP, WAXAHACHIE, TX 75165-5932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Deed Document Number	20267574
Record Updated	Sep 20, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 6, 2026
Property Address	1202 PANORAMA LOOP, WAXAHACHIE, TX 75165-5932
Document Number	0002607574
Map Reference	CAB B SL 26
Instrument Date	Mar 6, 2026
Instrument	2607574
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 PANORAMA LOOP, WAXAHACHIE, TX 75165-5932

Mortgage

Document Number	0002607575
Date	Mar 6, 2026
Instrument	2607575

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	6.49%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,820 (+1%)	$352,914 (+2.61%) Land $126,500 Building $226,414
2025	$718.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption	$297,109 (-3.14%)	$343,922 (+12.12%) Land $110,000 Building $233,922
2024	$698.00 (+9.58%)
2023	$637.00 (-65.17%) Homeowner's exemption Senior Citizen's exemption	$306,751 Land $104,500 Building $202,251	$306,751 Land $104,500 Building $202,251
2018	$1,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: fiberfly, Verizon.

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