Albemarle County property record for 1202 Oak Hill Dr, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1965 |
| Lot Size | 0.982 acres (42,776 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $209,150 (Oct 2015) |
| Tax Bill | $3,751 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090A0-00-0D-00600 |
| Primary APN | 090A0-00-0D-00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Finished Area |
| Basement Area | 1,222 sqft |
| Unfinished Basement | 1,222 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 42,776 sqft (0.982 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1202 OAK HILL DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | OAK HILL 2 D 6 |
| Legal Subdivision | OAK HILL |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11302 |
Source: Albemarle County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on Record |
| Deed Sale | Oct 15, 2015 · Amount on Record |
| Deed Document Number | 201511679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 11, 2026 |
| Property Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Document Number | 0000009009 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20269009 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5475/407 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 5475/407 |
| Instrument | 2021-00002194 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Document Number | 0000012392 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1202 OAK HILL DR CHARLOTTESVILLE VA 229026410, CHARLOTTESVILLE, VA 22902-6410 |
| Document Number | 0000012392 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 005111/000345 |
| Instrument | 12392 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1202 OAK HILL DR, CHARLOTTESVILLE, VA 22902-6410 |
| Document Number | 0000009134 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1202 OAK HILL DR CHARLOTTESVILLE VA 229026410, CHARLOTTESVILLE, VA 22902-6410 |
| Document Number | 0000009134 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 005084/000084 |
| Instrument | 9134 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,751.00 (-4.65%) | $419,600 (+4.61%) Land $160,100 Building $259,500 | $419,600 (+4.61%) Land $160,100 Building $259,500 |
| 2025 | $3,934.00 (+14.86%) | ||
| 2023 | $3,425.00 | $401,100 Land $152,500 Building $248,600 | $401,100 Land $152,500 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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