1202 Oak Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1202 Oak Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1 ba · 692 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2008)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-155-04823550`

Property Details

APN / Parcel Number

Primary APN	`07-155-04823550`
Alternative APNs	`715504823550` `15504823550`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	692 sqft Living Area
Gross Area	900 sqft
1st Floor Area	692 sqft
Utility Area	72 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Enclosed Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	15504823550
Street Address	1202 OAK AVE
City	SHADY SIDE
State	MD
Zip	20764-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 10 E HLF 11 BK 3 CEDARHURST ON THE BAY
Legal Subdivision	CEDARHURST ON THE BAY
Legal Block	3
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2023
Census Tract	707001

Owner

1202 Oak Ave is owned and occupied by an individual who bought it in February 2008.

Source: Anne Arundel County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 OAK AVE, SHADY SIDE, MD 20764-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2008 · Amount on File
Deed Sale	Feb 5, 2008 · Amount on File
Prior Sale	Apr 22, 2003
Deed Document Number	2008931
Deed Book / Page	19854 / 547
Transfer Doc	0000005305
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1202 OAK AVE, SHADY SIDE, MD 20764-9528
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344350228
Date	Apr 13, 2020
Book Page	34435/228

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Oak Ave was $3,319 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,400 Land $136,100 Building $110,300	$246,400 Land $136,100 Building $110,300
2025	$3,319.00
2023	$2,171.00 Homeowner's exemption	$215,700 Land $136,100 Building $79,600	$215,700 Land $136,100 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880