1202 Navco Rd, Mobile, AL 36605 Property Records

Mobile County property record for 1202 Navco Rd, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,177 sqft · built 1994
Lot Size	1 acres (43,864 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Dec 2020)
Tax Bill	$302 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022909510010089`

Property Details

APN / Parcel Number

Primary APN	`R022909510010089`
Alternative APNs	`29 09 51 0 010 089.XXX` `00897649` `897649`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
1st Floor Area	1,177 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,864 sqft (1 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	897649
Street Address	1202 NAVCO RD
City	MOBILE
State	AL
Zip	36605-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON DIV LINE T4S R1W & T5S R1W AT W/L NAVCO RD TH N 8 DEG 31 MIN E ALG SAID RD 275 FT FOR BEG THEN N 08 DEG 31 MIN E ALG
Legal Range	04S
Legal Township	04S
Legal Section	51
Legal Subdivision	BEG ON DIV
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3005
Census Tract	2200

Owner

1202 Navco Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Mobile County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1202 NAVCO RD, MOBILE, AL 36605-2419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202077832
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1202 NAVCO RD, MOBILE, AL 36605-2419
Document Number	0000077835
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1202 NAVCO RD MOBILE AL 366052419, MOBILE, AL 36605-2419

Mortgage

Document Number	0000077835
Date	Dec 22, 2020
Instrument	77835

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 21, 2025

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 22, 2020
Property Address	1202 NAVCO RD, MOBILE, AL 36605-2419
Document Number	0000077832
Instrument Date	Dec 7, 2020
Instrument	2020077832
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9555 POLO PLACE CT, 9555, MOBILE, AL 36695-7723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1202 NAVCO RD, MOBILE, AL 36605-2419

Mortgage

Document Number	0000077833
Date	Dec 22, 2020
Instrument	2020077833

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000077834
Date	Dec 22, 2020
Instrument	2020077834

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Navco Rd was $302 with a homeowner's exemption, up 8.2% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$302.00 (+8.24%) Homeowner's exemption	$5,700 (+7.75%) Land $800 Building $4,900	$57,000 (+7.75%) Land $8,000 Building $49,000
2024	$279.00 (+5.68%) Homeowner's exemption	$5,290 (+4.55%) Land $800 Building $4,490	$52,900 (+4.55%) Land $8,000 Building $44,900
2023	$264.00 Homeowner's exemption	$5,060 Land $800 Building $4,260	$50,600 Land $8,000 Building $42,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1202 Navco Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	59 (1978–2019)
Claims Outside the SFHA	26 of 59
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 17 claims Hurricane Georges, Sep 1998 · 4 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Navco Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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