1202 N Walnut St, Champaign, IL 61820 Property Records

Champaign County property record for 1202 N Walnut St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,133 sqft · built 1909
Lot Size	0.184 acres (8,006 sqft)
Owner	Individual Name on Record
Tax Bill	$3,623 (2022)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-01-485-005`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-485-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,133 sqft Building Perimeter
1st Floor Area	1,133 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,006 sqft (0.184 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Shed	1 Shed
Shed Area	171 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1202 N WALNUT ST
City	CHAMPAIGN
State	IL
Zip	61820-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 4 GARWOODS 1ST ADD
Legal Range	08E
Legal Township	19N
Legal Section	01
Legal Subdivision	GARWOODS 1ST ADD
Legal Block	4
Legal Lot Number	11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3021
Census Tract	700

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 E MARSHALL ST, TOLONO, IL 61880-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMERCE BANK
Nov 9, 2021	Intrafamily Transfer, Transfer · Closed-End Mortgage FISHER NATIONAL BANK
Jul 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2013
Deed Sale	Sep 18, 2013
Deed Document Number	201322736
Last Transfer Date	Oct 29, 2021
Transfer Doc	0000026721
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1202 N WALNUT ST, CHAMPAIGN, IL 61820-2727
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N WALNUT ST, CHAMPAIGN, IL 61820-2727

Mortgage

Document Number	0000007769
Date	May 2, 2022
Instrument	2022R07769

Lender

Name	COASTAL COMMERCE BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 9, 2021
Property Address	1202 N WALNUT ST, CHAMPAIGN, IL 61820-2727
Document Number	0000026721
Instrument Date	Oct 29, 2021
Instrument	2021R26721
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N EALNUT SR, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000026722
Date	Nov 9, 2021
Instrument	2021R26722

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate	4.25%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 9, 2021
Property Address	1202 N WALNUT ST, CHAMPAIGN, IL 61820-2727
Document Number	0000016022
Instrument Date	Jun 25, 2021
Instrument	2021R16022
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E UNIVERSITY AVE, CHAMPAIGN, IL 61820-4110

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 9, 2020
Property Address	1202 N WALNUT ST, CHAMPAIGN, IL 61820-2727
Document Number	0000003702
Instrument Date	Feb 20, 2020
Instrument	3702
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 W GREEN ST #280 URBANA IL 618012962, 280, URBANA, IL 61801-2962

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,610 (+33.53%) Land $2,570 Building $50,040	$157,830 (+33.53%) Land $7,710 Building $150,120
2022	$3,623.00 Additional exemption filed	$39,400 Land $1,930 Building $37,470	$118,200 Land $5,790 Building $112,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1993)
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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