1202 N Elm St, Fairmount, IN 46928 Property Records

Grant County property record for 1202 N Elm St, Fairmount, IN 46928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1960
Lot Size	0.631 acres (27,500 sqft)
Owner	Individual Name on Record
Last Sale	$205,544 (Apr 2026)
Tax Bill	$987 (2025)
Deeds & Mortgages	Aug 2020 Refinance Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-04007-90`

Property Details

APN / Parcel Number

Primary APN	`024-04007-90`
Alternative APNs	`27-10-20-304-017.000-004` `1020-304-017.000-24` `00001099308`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Other
Lot Area	27,500 sqft (0.631 acres)
Lot Dimensions	275 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001099308
Street Address	1202 N ELM ST
City	FAIRMOUNT
State	IN
Zip	46928-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21, 22, 26, 27 & ALLEY VAC ALLEN DILLONS 1ST ADD MP 1020-304-017.000
Legal Subdivision	ALLEN DILLONS 1ST ADD
Legal Lot Number	21,27
Jurisdiction	GRANT IN
Township / Civil Division	FAIRMOUNT
Census Block Group	1
Census Block	1004
Census Tract	10300

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRMOUNT STATE BANK
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Mar 26, 2018	Warranty Deed, Transfer GRANT COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20262183
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005656
Date	Aug 6, 2020
Instrument	2020-005656

Lender

Name	FAIRMOUNT STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Apr 1, 2026
Property Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137
Document Number	0000002183
Instrument Date	Mar 31, 2026
Instrument	20262183
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137

Mortgage

Document Number	0000002184,
Date	Apr 1, 2026
Instrument	20262184

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Mar 26, 2018
Property Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137
Document Number	2018002058
Instrument Date	Mar 19, 2018
Instrument	2018-002058
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N ELM ST, FAIRMOUNT, IN 46928-1137

Mortgage

Document Number	2018002059
Date	Mar 26, 2018
Instrument	2018-002059

Lender

Name	GRANT COUNTY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Fairmount Township
Municipality	Fairmount Town
Unified School District	Madison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (+3.46%) Homeowner's exemption	$133,300 (+8.11%) Land $16,300 Building $117,000	$133,300 (+8.11%) Land $16,300 Building $117,000
2024	$954.00 (+37.66%) Homeowner's exemption	$123,300 (+21.24%) Land $16,300 Building $107,000	$123,300 (+21.24%) Land $16,300 Building $107,000
2023	$693.00 (-29.43%)	$101,700 (+10.54%) Land $16,300 Building $85,400	$101,700 (+10.54%) Land $16,300 Building $85,400
2022	$982.00	$92,000 Land $14,400 Building $77,600	$92,000 Land $14,400 Building $77,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber, Spectrum.

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