1202 N Cedar Crest Dr, Independence, MO 64056 Property Records

Jackson County property record for 1202 N Cedar Crest Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1959
Lot Size	0.44 acres (19,147 sqft)
Owner	2 Individual Names on File
Last Sale	$227,595 (Jan 2025)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-410-07-39`

Property Details

APN / Parcel Number

Primary APN	`16-410-07-39`
Alternative APNs	`16-410-07-39-00-0-00-000` `16410073900000001` `737046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,147 sqft (0.44 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737046
Street Address	1202 N CEDAR CREST DR
City	INDEPENDENCE
State	MO
Zip	64056-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 245
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	2
Legal Lot Number	245
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2007
Census Tract	11300

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Apr 14, 2026	Deed of Trust · FHA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Jan 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LUMINATE HOME LOANS INC
Jan 3, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Aug 5, 2024	Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 80155
Jan 5, 2024	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage CHARLES DICKENS
Jan 5, 2024	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage CHARLES DICKENS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Aug 5, 2024 · Amount on File
Deed Document Number	2025411
Prior Transfer Date	Jan 4, 2024
Prior Transfer Doc	00E0001322
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 14, 2026
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	0000026944
Instrument Date	Apr 8, 2026
Instrument	202626944
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125

Mortgage

Document Number	00E0026944,
Date	Apr 14, 2026
Instrument	202626944

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 14, 2026
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	00E0026944
Instrument Date	Apr 8, 2026
Instrument	202626944
Record Updated	Apr 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125

Mortgage

Document Number	0000026944,
Date	Apr 14, 2026
Instrument	202626944

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 N SWOPE DR, INDEPENDENCE, MO 64056-1146

Mortgage

Document Number	00E0001147
Date	Jan 8, 2025
Instrument	2025E0001147

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2025
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	00E0000411
Instrument Date	Dec 30, 2024
Instrument	2025E0000411
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125

Mortgage

Document Number	00E0001146
Date	Jan 3, 2025
Instrument	2025E0001146

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 5, 2024
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	00E0051537
Instrument Date	Aug 1, 2024
Instrument	2024E0051537
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SW MARKET ST, LEES SUMMIT, MO 64063-2314
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0051538
Date	Aug 5, 2024
Instrument	2024E0051538

Lender

Name	LOAN FUNDER LLC SERIES 80155

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 5, 2024
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	00E0001322
Instrument Date	Jan 4, 2024
Instrument	2024E0001322
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	719 S ALEXANDER RD, INDEPENDENCE, MO 64056-3014

Mortgage

Document Number	00E0001296
Date	Jan 5, 2024
Instrument	2024E0001296

Lender

Name	CHARLES DICKENS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 5, 2024
Property Address	1202 N CEDAR CREST DR, INDEPENDENCE, MO 64056-1125
Document Number	00E0001322
Instrument Date	Jan 4, 2024
Instrument	2024E0001322
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	719 S ALEXANDER RD, INDEPENDENCE, MO 64056-3014

Mortgage

Document Number	00E0001296
Date	Jan 5, 2024
Instrument	2024E0001296

Lender

Name	CHARLES DICKENS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,650 (-) Land $4,304 Building $25,346	$156,050 (-)
2025	$2,419.00 (-5.69%)	$29,650 (-8.2%) Land $4,304 Building $25,346	$156,050 (-8.21%)
2024	$2,565.00 (+0.51%)
2023	$2,552.00	$32,300 Land $7,984 Building $24,316	$170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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