1202 Laguna Dr, Huron, OH 44839 Property Records

Erie County property record for 1202 Laguna Dr, Huron, OH 44839

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,775 sqft · built 1967
Lot Size0.3 acres (13,051 sqft)
OwnerIndividual Name on File
Last Sale$265,700 (Nov 2017)
Tax Bill$4,749 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN42-01212-000

Property Details

APN / Parcel Number

Primary APN42-01212-000
Alternative APN
  • 001172-5

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,775 sqft Living Area
Gross Area3,160 sqft
1st Floor Area1,580 sqft
Basement Area1,580 sqft
Finished Basement195 sqft
Unfinished Basement1,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area13,051 sqft (0.3 acres)
Lot Dimensions174 ft deep x 75 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area135 sqft
Deck AreaDeck Area
Patio Area1,444 sqft
Shed1 Shed
Shed Area15 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number001172-5
Street Address1202 LAGUNA DR
CityHURON
StateOH
Zip44839-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37 HURON HEIGHTS SUB 2 BLK D
Legal SubdivisionHURON HEIGHTS SUB
Legal BlockD
JurisdictionERIE OH
Township / Civil DivisionHURON
Census Block Group4
Census Block4044
Census Tract40400

Owner

Source: Erie County records · APN 42-01212-000

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1202 LAGUNA DR, HURON, OH 44839-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 08, 2020Deed of Trust, Mortgage · VA Mortgage
BANKERS GUARANTEE
Sep 26, 2019Deed of Trust, Mortgage · Conventional with PMI
BANKERS GUARANTEE
Nov 09, 2017Warranty Deed, Transfer · Conventional with PMI
LIBERTY CAP SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2017 · Amount on Record
Deed SaleNov 09, 2017 · Amount on Record
Deed Document Number201710163
Prior Transfer DateOct 02, 2015
Prior Transfer Doc0000009554
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address1202 LAGUNA DR, HURON, OH 44839-2607
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 LAGUNA DR, HURON, OH 44839-2607

Mortgage

Document Number0000001682
DateMar 06, 2026
Instrument202601682
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 24, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address1202 LAGUNA DR, HURON, OH 44839-2607
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011749
DateOct 18, 2021
Instrument202111749
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address1202 LAGUNA DR, HURON, OH 44839-2607
Document Number0000003772
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 LAGUNA DR HURON OH 448392607, HURON, OH 44839-2607

Mortgage

Document Number0000003772
DateMay 13, 2020
Instrument3772
Lender
NameBANKERS GUARANTEE
TypeFunding / Finance Company
AddressMEDINA, OH 44256
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address1202 LAGUNA DR, HURON, OH 44839-2607
Document Number0000008397
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 LAGUNA DR HURON OH 448392607, HURON, OH 44839-2607

Mortgage

Document Number0000008397
DateOct 10, 2019
Instrument8397
Lender
NameBANKERS GUARANTEE
TypeFunding / Finance Company
AddressMEDINA, OH 44256
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 09, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE OH
Recording DateNov 09, 2017
Property Address1202 LAGUNA DR, HURON, OH 44839-2607
Document Number0000010163
Instrument DateNov 01, 2017
Instrument10163
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,062.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2872 W MARKET ST #B FAIRLAWN OH 443334036, B, FAIRLAWN, OH 44333-4036

Mortgage

Document Number10164
DateNov 09, 2017
Instrument10164
Lender
NameLIBERTY CAP SVCS
AddressWORTHINGTON, OH 43085
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2047

Tax Assessment & Valuation

Source: Erie County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyErie County
County SubdivisionHuron Township
MunicipalityHuron City
Unified School DistrictHuron City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,749.00 (-3.91%)$129,290 (-) Land $51,961 Building $77,329
2024$4,942.00 (+14.42%) Homeowner's exemption$129,290 (+32.24%) Land $51,961 Building $77,329$369,400 (+32.24%) Land $148,460 Building $220,940
2023$4,319.00 (+6.51%) Homeowner's exemption$97,772 (-0.02%) Land $44,940 Building $52,832
2022$4,055.00 Homeowner's exemption$97,790 Land $44,940 Building $52,850
2021$279,350 Land $128,400 Building $150,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims10 (1978–2021)
Most Recent ClaimMay 2021 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
Omni Fiber
Fiber
10,000 / 10,000
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 204 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHURON CITY
serves 6,893 people
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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