1202 James Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1202 James Ave, Albert Lea, MN 56007

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 2 ba · 1,135 sqft · built 1890
Lot Size	0.17 acres (7,590 sqft)
Owner	Company Name on Record
Last Sale	$126,665 (Sep 2018)
Tax Bill	$232 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.036.2620`

Property Details

APN / Parcel Number

Primary APN	`34.036.2620`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	743 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,590 sqft (0.17 acres)
Lot Dimensions	115 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1202 JAMES AVE
City	ALBERT LEA
State	MN
Zip	56007-3006
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LAKE ADDITION LOT-012 BLOCK-013 LOT 12 BLK 13 LESS W 50 FT LAKE ADDITION
Legal Subdivision	LAKE ADDITION
Legal Block	13
Legal Lot Number	12
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4008
Census Tract	180900

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 S NEWTON AVE, ALBERT LEA, MN 56007-2524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Sep 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	2018V870297
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1202 JAMES AVE, ALBERT LEA, MN 56007-3006
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A525916
Date	Feb 10, 2017
Instrument	A525916

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2022

Interest

Rate Type	Fixed Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 17, 2018
Property Address	1202 JAMES AVE, ALBERT LEA, MN 56007-3006
Document Number	0CRV870297
Instrument Date	Sep 17, 2018
Instrument	CRV870297
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 1 2 SE MARSHALL ST, 1712, ALBERT LEA, MN 56007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SNEWTON AVE, ALBERT LEA, MN 56007

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,900 (+39.06%) Land $8,900	$8,900 (+39.06%) Land $8,900
2025	$232.00 (+28.89%)
2023	$180.00 (-32.33%)	$6,400 Land $6,400	$6,400 Land $6,400
2020	$266.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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