1202 Independence Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1202 Independence Ave, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1925
Square Footage	1,798 sqft Living Area
Lot Size	6,400 sqft (0.147 acres)
Occupancy	Owner Occupied
Last Sale	$98,000 (2021)
Tax Bill	$2,238.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8912-30-127-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,798 sqft Living Area
1st Floor	899 sqft 1st Floor
Basement Area	899 sqft Basement
Finished Basement	450 sqft Finished
Unfinished Basement	899 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,400 sqft (0.147 acres)
Depth X Width	128 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	432 sqft Garage
Patio Area	312 sqft Patio
Porch	1 Porch
Porch Area	338 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1202 INDEPENDENCE AVE
City	WATERLOO
State	IA
Zip	50703-4334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2ND FILING LOT 1 BLK 19
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HIGHLAND 2ND FILING
Legal Block	19
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3000
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-127-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1202 INDEPENDENCE AVE, WATERLOO, IA 50703-4334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2021 · Amount on Record
Deed Sale	Mar 01, 2021 · Amount on Record
Deed Doc Number	202118181
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 01, 2021
Property Address	1202 INDEPENDENCE AVE, WATERLOO, IA 50703-4334
Document Number	202100018181
Instrument Date	Feb 17, 2021
Instrument	202100018181
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1202 INDEPENDENCE AVE, WATERLOO, IA 50703-4334

Mortgage

Document Number	202100018182
Date	Mar 01, 2021
Instrument	202100018182

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00	$142,870 (+38.47%) Land $13,100 Building $129,770	$142,870 (+38.47%) Land $13,100 Building $129,770
2024	$2,238.00 (+12.69%)
2023		$103,180 (+14.06%) Land $13,100 Building $90,080	$103,180 (+14.06%) Land $13,100 Building $90,080
2022	$1,986.00	$90,460 Land $13,100 Building $77,360
2021			$90,460 Land $13,100 Building $77,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.