1202 Hill Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 1202 Hill Stream Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 3,522 sqft · built 1983
Lot Size	5.82 acres (253,654 sqft)
Owner	2 Trust Names on File
Last Sale	$626,000 (Jun 2014)
Tax Bill	$8,075 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`20-20-32-3AF-1360-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-1360-0000`
Alternative APN	`2032203AF13600000`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,522 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	3,202 sqft
Upper Floors Area	320 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	253,654 sqft (5.82 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1202 HILL STREAM DR
City	GENEVA
State	FL
Zip	32732-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 29 TWP 20S RGE 32E BEG INT NLY LI HILL STREAM DR & WLY LI PINE HILL BLVD RUN WLY ON CURVE 39.27 FT N 74 DEG 45 MIN 21 SEC W .64 FT NWLY ON CURVE 396.56 FT N 27 DEG 19 MIN 42 SEC E 694.81 FT S 49 DEG 45 MIN 28 SEC E 370 FT SWLY ON CURVE 591.01 FT
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Legal Tract	3AF
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4034
Census Tract	21201

Owner

1202 Hill Stream Dr is owner-occupied and held in a trust since September 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1202 HILL STREAM DR, GENEVA, FL 32732-9611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2014 · Amount on File
Deed Sale	Jun 6, 2014 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	201461728
Deed Book / Page	8273 / 1084
Last Transfer Date	Sep 2, 2025
Transfer Doc	0108901424
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1202 HILL STREAM DR, GENEVA, FL 32732-9611
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099731672
Date	Jun 29, 2021
Book Page	9973/1672
Instrument	2021086602

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1202 HILL STREAM DR, GENEVA, FL 32732-9611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093491468
Date	May 7, 2019
Book Page	09349/1468
Instrument	2019048431

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Hill Stream Dr was $8,075.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,075.00	$608,918	$1,055,742 Land $295,000 Building $760,742
2023	$7,419.00 (+2.25%) Homeowner's exemption	$574,521 (+3%)	$979,392 (+11.32%) Land $285,000 Building $694,392
2022	$7,256.00 Homeowner's exemption	$557,787	$879,772 Land $265,000 Building $614,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Hill Stream Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Hill Stream Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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