1202 Gemfor St, Durham, NC 27703 Property Records

Durham County property record for 1202 Gemfor St, Durham, NC 27703

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,082 sqft
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Mar 2022)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0758-37-6902`

Property Details

APN / Parcel Number

Primary APN	`0758-37-6902`
Alternative APNs	`0758-37-69-0207` `228173`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,082 sqft Heated Area

Exterior

Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1202 GEMFOR ST
City	DURHAM
State	NC
Zip	27703-2394
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDR 6.458
Legal Description	PAGE SQUARE/PH:02/LT#022 PL:000205-000107
Legal Subdivision	PAGE SQUARE/PH:02
Legal Phase	02
Legal Lot Number	22
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1009
Census Tract	2038

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1202 GEMFOR ST, DURHAM, NC 27703-2394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	0009641398
Deed Book / Page	9641 / 398
Record Updated	Jun 8, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 15, 2022
Property Address	1202 GEMFOR ST, DURHAM, NC 27703-2394
Document Number	0096410398
Book / Page	9641 / 398
Map Reference	MB 203 PG 107
Instrument Date	Mar 15, 2022
Instrument	2022010923
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 CRESCENT GRN STE 250, 1225, CARY, NC 27518-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 GEMFOR ST, DURHAM, NC 27703-2394

Mortgage

Document Number	2022010924
Date	Mar 15, 2022
Instrument	2022010924

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,327.00 (+0.79%)	$436,567 (+33.2%) Land $75,000 Building $361,567	$436,567 (+33.2%) Land $75,000 Building $361,567
2023	$4,293.00 (+2.88%)	$327,748 Land $60,000 Building $267,748	$327,748 Land $60,000 Building $267,748
2022	$4,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Hotwire Communications.

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