1202 Garvey Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1202 Garvey Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2024)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jan 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-143.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-143.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,100 sqft Finished Area
Gross Area	1,568 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1202 GARVEY AVE
City	ELSMERE
State	KY
Zip	41018-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 1168-1169
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	1168-11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2016
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 GARVEY AVE, ELSMERE, KY 41018-2557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK
Jan 18, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	2024163
Deed Book / Page	302 / 422
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 16, 2019
Property Address	1202 GARVEY AVE, ELSMERE, KY 41018-2557
Document Number	0000000352
Book / Page	0C6754 / 000268
Instrument Date	Sep 13, 2019
Instrument	352
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 GARVEY AVE ELSMERE KY 410182557, ELSMERE, KY 41018-2557

Mortgage

Document Number	353
Date	Sep 16, 2019
Book Page	0C6754/000271
Instrument	353

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jan 18, 2019
Property Address	1202 GARVEY AVE, ELSMERE, KY 41018-2557
Document Number	0000000051
Book / Page	0C6586 / 000005
Instrument Date	Jan 7, 2019
Instrument	51
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	723 TOWER PL COVINGTON KY 410113941, COVINGTON, KY 41011-3941

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $20,000 Building $230,000	$250,000 (-) Land $20,000 Building $230,000
2025	$3,797.00 (+78.43%)	$250,000 (+76.06%) Land $20,000 Building $230,000	$250,000 (+76.06%) Land $20,000 Building $230,000
2023	$2,128.00	$142,000 Land $20,000 Building $122,000	$142,000 Land $20,000 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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