1202 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1202 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,042 sqft · built 2018
Lot Size	0.425 acres (18,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,042,055 (Feb 2018)
Tax Bill	$15,501 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-450`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-450`
Alternative APNs	`282306248000450` `275196` `280038` `284198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,042 sqft Living Area
Gross Area	8,289 sqft
1st Floor Area	3,118 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	18,507 sqft (0.425 acres)
Garage Type	Attached
Garage Area	772 sqft
Porch	Slab
Porch Area	1,013 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1202 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 45
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	45
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2018
Census Tract	17120

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Feb 16, 2018	Special Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	201895788
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936

Mortgage

Document Number	0000266522
Date	May 3, 2021
Instrument	20210266522

Lender

Name	TD BANK NA
Type	Bank
Address	BROOMALL, PA 19008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936

Mortgage

Document Number	20210266522
Date	May 3, 2021
Instrument	20210266522

Lender

Name	TD BANK NA
Type	Bank
Address	BROOMALL, PA 19008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 16, 2018
Property Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Document Number	0000095788
Map Reference	MB 89 PG 129-134
Instrument Date	Feb 8, 2018
Instrument	20180095788
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,294.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936

Mortgage

Document Number	0000095791
Date	Feb 16, 2018
Instrument	20180095791

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000095792
Date	Feb 16, 2018
Instrument	20180095792

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,393 (+2.7%)	$1,505,740 (-1.32%) Land $140,000 Building $1,365,740
2025	$15,501.00 (+2.95%) Homeowner's exemption	$939,039 (+5.99%)	$1,525,840 (+32.18%) Land $140,000 Building $1,385,840
2024	$15,057.00 (+3.29%)
2023	$14,577.00 (+2.85%) Homeowner's exemption	$885,994 (+3%)	$1,154,379 (+16.44%) Land $140,000 Building $1,014,379
2022	$14,173.00 Homeowner's exemption	$860,188	$991,384 Land $140,000 Building $851,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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