1202 Edward Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1202 Edward Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 1973
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (May 2026)
Tax Bill	$3,397 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0501-18-6818`

Property Details

APN / Parcel Number

Primary APN	`0501-18-6818`
Alternative APN	`0501.05186818`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,799 sqft Heated Area
1st Floor Area	1,199 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	133 ft deep x 42.5 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1202 EDWARD CIR
City	SPRING LAKE
State	NC
Zip	28390-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:156 SE:04 PL:0034-0042
Legal Subdivision	HOLLY HILLS
Legal Block	18
Legal Lot Number	156
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3014
Census Tract	3501

Owner

1202 Edward Cir is owned and occupied by an individual who bought it in May 2026.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 EDWARD CIR, SPRING LAKE, NC 28390-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	202614331
Deed Book / Page	12514 / 385
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 1, 2026
Property Address	1202 EDWARD CIR, SPRING LAKE, NC 28390-3004
Document Number	0000014331
Book / Page	12514 / 385
Instrument Date	Apr 28, 2026
Instrument	2026.14331
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EDWARD CIR, SPRING LAKE, NC 28390-3004

Mortgage

Document Number	0000014332,
Date	May 1, 2026
Instrument	2026..14332

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 1, 2026
Property Address	1202 EDWARD CIR, SPRING LAKE, NC 28390-3004
Document Number	0125140385
Book / Page	12514 / 385
Instrument Date	Apr 28, 2026
Instrument	202614331
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EDWARD CIR, SPRING LAKE, NC 28390-3004

Mortgage

Document Number	0000014332,
Date	May 1, 2026
Instrument	202614332

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1202 Edward Cir was $3,397.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,397.00
2025	$3,397.00 (+79.36%)	$158,413 (+47.71%) Land $25,000 Building $133,413	$158,413 (+47.71%) Land $25,000 Building $133,413
2024	$1,894.00 (+10.95%)	$107,247 (-) Land $11,000 Building $96,247	$107,247 (-) Land $11,000 Building $96,247
2023	$1,707.00	$107,247 Land $11,000 Building $96,247	$107,247 Land $11,000 Building $96,247
2022	$1,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Edward Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Edward Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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