Cherokee County property record for 1202 E Oneal St, Gaffney, SC 29340 · Last verified November 2025
| Property Type | Mobile Home |
|---|---|
| Details | 2,016 sqft · built 2008 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $108 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029728-23-3 |
| Primary APN | 029728-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 67,954 sqft (1.55 acres) |
| Old Parcel Number | 1010000034030 00014137 |
|---|---|
| Street Address | 1202 E ONEAL ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4004 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1202 E ONEAL ST LT#20 FM VANDERBILT $89900/MH DETITLED 2008 GILES 28X72 VIN# GM8239AB 2015 DETITED |
| Legal Subdivision | DANE L SMITH RLS |
| Legal Block | 74 |
| Legal Lot Number | 20 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970501 |
Source: Cherokee County records · APN 029728-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 E ONEAL ST, GAFFNEY, SC 29340-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 20, 2017 | Deed of Trust, Mortgage ALLIANCE FIN'L RSRCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2014 |
| Deed Sale | Oct 14, 2014 |
| Prior Transfer Date | Mar 31, 2008 |
| Prior Transfer Doc | 01788 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 1202 E ONEAL ST # 20, 20, GAFFNEY, SC 29340-4004 |
| Document Number | 0001350658 |
| Instrument Date | May 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1202 E ONEAL ST GAFFNEY SC 293404004, GAFFNEY, SC 29340-4004 |
| Document Number | 0001350658 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 000135/000658 |
| Instrument | 3285 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 1202 E ONEAL ST # 20, 20, GAFFNEY, SC 29340-4004 |
| Document Number | 0000962422 |
| Book / Page | 000096 / 002422 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2017 |
| Title Company | DOCUMENT PROCESSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1202 E ONEAL ST GAFFNEY SC 293404004, GAFFNEY, SC 29340-4004 |
| Document Number | 0000962422 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 000096/002422 |
| Instrument | 4111 |
| Name | ALLIANCE FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PHOENIX, AZ 85054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2047 |
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108.00 (+18.68%) | $2,820 (-) Land $400 Building $2,420 | $70,600 (-) Land $10,000 Building $60,600 |
| 2023 | $91.00 Homeowner's exemption | $2,820 Land $400 Building $2,420 | $70,600 Land $10,000 Building $60,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450219705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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