1202 Cardinal Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 1202 Cardinal Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,390 sqft · built 2003
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2018)
Tax Bill	$3,392 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00REF46759`

Property Details

APN / Parcel Number

Primary APN	`00REF46759`
Alternative APNs	`06-1010-35-4-60-23-0000` `R0629509`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,390 sqft
Finished Basement	1,390 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF46759
Street Address	1202 CARDINAL DR
City	BELGRADE
State	MT
Zip	59714-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHVIEW SUB PH 2, S35, T01 N, R04 E, BLOCK 1, LOT 9, PLAT J-341
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHVIEW SUB PH 2
Legal Block	1
Legal Lot Number	9
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2004
Census Tract	104

Owner

1202 Cardinal Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1202 CARDINAL DR, BELGRADE, MT 59714-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Nov 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	20182630962
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1202 CARDINAL DR, BELGRADE, MT 59714-9728
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002674771
Date	Mar 3, 2020
Instrument	2674771

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2040

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 5, 2018
Property Address	1202 CARDINAL DR, BELGRADE, MT 59714-9728
Document Number	0002630962
Map Reference	PL J-341
Instrument Date	Oct 25, 2018
Instrument	2630962
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CARDINAL DR, BELGRADE, MT 59714-9728

Mortgage

Document Number	0002630963
Date	Nov 5, 2018
Instrument	2630963

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1202 Cardinal Dr was $3,392, up 2.9% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,392.00 (+2.88%)	$616,000 (-)	$616,000 (-) Land $183,981 Building $432,019
2025	$3,297.00	$616,000	$616,000 Land $183,981 Building $432,019
2023	$4,658.00	$546,200	$546,200 Land $122,657 Building $423,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1202 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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