1202 5th St, Durant, IA 52747 Property Records

Cedar County property record for 1202 5th St, Durant, IA 52747

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,918 sqft · built 1908
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2005)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Dec 2015 Mortgage Apr 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`040016364770070`

Property Details

APN / Parcel Number

Primary APN	`040016364770070`
Alternative APN	`40004001636477007000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Basement Area	1,128 sqft
Finished Basement	750 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1202 5TH ST
City	DURANT
State	IA
Zip	52747-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURANT LOT 6 & W 18'LOT 7 BLK 46
Legal Block	46
Legal Lot Number	6
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3042
Census Tract	450400

Owner

1202 5th St is owned and occupied by an individual who acquired it in June 2015.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 5TH ST, DURANT, IA 52747-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2015	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY TRUST & SAVINGS BANK
Apr 25, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2005 · Amount on File
Deed Sale	Apr 25, 2005 · Amount on File
Deed Document Number	20051643
Deed Book / Page	728 / 233
Last Transfer Date	Jun 17, 2015
Transfer Doc	1289/025
Record Updated	Oct 29, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1202 5TH ST, DURANT, IA 52747-9507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001295/349
Date	Dec 18, 2015
Book Page	1295/349
Instrument	2015 3814

Lender

Name	LIBERTY TRUST & SAVINGS BANK
Address	DURANT, IA 52747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2025

April 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Apr 25, 2005
Property Address	1202 5TH ST, DURANT, IA 52747-9507
Document Number	000728/233
Book / Page	728 / 233
Instrument Date	Apr 6, 2005
Instrument	2005 1643
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	TITLE ESCROW COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 5TH ST, DURANT, IA 52747-7743

Mortgage

Document Number	0020051644
Date	Apr 25, 2005
Instrument	2005 1644

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2035

Mortgage

Document Number	000728/249
Date	Apr 25, 2005
Book Page	0728/249
Instrument	2005 1645

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1202 5th St was $3,216 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 Homeowner's exemption	$204,440 (-) Land $20,910 Building $183,530	$204,440 (-) Land $20,910 Building $183,530
2025	$3,216.00 (-5.13%) Homeowner's exemption	$204,440 Land $20,910 Building $183,530	$204,440 Land $20,910 Building $183,530
2024	$3,390.00
2023		$195,490 (+30.33%) Land $20,910 Building $174,580	$195,490 Land $20,910 Building $174,580
2022	$2,538.00 Homeowner's exemption	$150,000 Land $18,820 Building $131,180
2021			$150,000 Land $18,820 Building $131,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Night Owl Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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