1202 18th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 1202 18th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,922 sqft · built 2002
Lot Size	0.616 acres (26,843 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2020)
Tax Bill	$9,934 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0123-00130`

Property Details

APN / Parcel Number

Primary APN	`090-0123-00130`
Alternative APN	`1099276`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,922 sqft Gross Area
1st Floor Area	1,922 sqft
Basement Area	1,542 sqft
Finished Basement	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	26,843 sqft (0.616 acres)
Garage Area	747 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	210 sqft
Deck Area	108 sqft
Patio Area	176 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1099276
Street Address	1202 18TH ST N
City	VIRGINIA
State	MN
Zip	55792-2183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 SERIAL #
Legal Subdivision	NORTHERN HEIGHTS C OF VIRGINIA
Legal Block	2
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1005
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 18TH ST N, VIRGINIA, MN 55792-2183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 4, 2020	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	20201395034
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 22, 2026
Property Address	1202 18TH ST N, VIRGINIA, MN 55792-2183
Document Number	0001533067
Instrument Date	May 8, 2026
Instrument	20261533067
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 18TH ST N, VIRGINIA, MN 55792-2183
Investor	Possibly a Property Investor

Mortgage

Document Number	0001533067,
Date	May 22, 2026
Instrument	20261533067

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 4, 2020
Property Address	1202 18TH ST N, VIRGINIA, MN 55792-2183
Document Number	00A1395034
Instrument Date	Oct 14, 2020
Instrument	A1395034
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 18TH ST VIRGINIA MN 55792, VIRGINIA, MN 55792

Mortgage

Document Number	A1395035
Date	Nov 4, 2020
Instrument	A1395035

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,934.00 (+4.17%) Homeowner's exemption
2025	$9,536.00 (+9.61%) Homeowner's exemption	$525,000 (+4.6%) Land $22,700 Building $502,300	$525,000 (+4.6%) Land $22,700 Building $502,300
2024	$8,700.00	$501,900 (+22.03%) Land $21,600 Building $480,300	$501,900 (+22.03%) Land $21,600 Building $480,300
2022		$411,300 Land $21,600 Building $389,700	$411,300 Land $21,600 Building $389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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