1202 17th St, Key West, FL 33040 Property Records

Monroe County property record for 1202 17th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,764 sqft · built 1965
Lot Size0.13 acres (5,700 sqft)
OwnerIndividual Name on File
Last Sale$885,000 (Oct 2022)
Tax Bill$7,451 (2024)
Deeds & MortgagesMar 2023 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00057660-000000

Property Details

APN / Parcel Number

Primary APN00057660-000000
Alternative APNs
  • 01010100057660000000
  • 1058149

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2010
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,700 sqft (0.13 acres)
Lot Dimensions100 ft deep x 57 ft wide

Exterior Amenities

Pool Area200 sqft
PorchOpen Porch
Porch Area455 sqft
Patio Area950 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1058149
Old Parcel Number01010100057660000000
Street Address1202 17TH ST
CityKEY WEST
StateFL
Zip33040-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 6 LOT 29 KW PEARLMAN HEIGHTS PB4-85 OR296-528 OR378-354 OR1719-52 OR3194-905 OR3196-567 OR3199-1608
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block6
Legal Lot Number29
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2005
Census Tract971900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1202 17TH ST, KEY WEST, FL 33040-4275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2022 · Amount on File
Deed SaleOct 31, 2022 · Amount on File
Deed Document Number2396034
Deed Book / Page3199 / 1608
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1202 17TH ST, KEY WEST, FL 33040-4275
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3389 NORTHSIDE DR, KEY WEST, FL 33040-4126

Mortgage

Document Number0032172006
DateMar 30, 2023
Book Page3217/2006
Instrument2411968
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term368 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.57%
Max Rate At Change10.6%
IndexOther
Max Rate10.6%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 31, 2022
Property Address1202 17TH ST, KEY WEST, FL 33040-4275
Document Number0031991608
Book / Page3199 / 1608
Map ReferenceMB 4 PG 85
Instrument DateOct 28, 2022
Instrument2396034
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1202 17TH ST, KEY WEST, FL 33040-4275

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 17TH ST, KEY WEST, FL 33040-4275

Mortgage

Document Number0031991611
DateOct 31, 2022
Book Page3199/1611
Instrument2396035
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexOther
Max Rate10.6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804,009 (-3.2%) Land $474,953 Building $329,056$804,009 (-3.2%) Land $474,953 Building $329,056
2024$7,451.00 (+0.54%)
2023$7,411.00 (+31.89%)$830,562 (+18.82%) Land $523,887 Building $306,675$830,562 (+18.82%) Land $523,887 Building $306,675
2022$5,619.00$698,989 Land $408,747 Building $290,242$698,989 Land $408,747 Building $290,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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